Any time you add another service to your business, it’s best practice to update us.
Then we can advise if your current coverage is correct or if it needs any adjustments.
Any time you add another service to your business, it’s best practice to update us.
Then we can advise if your current coverage is correct or if it needs any adjustments.
We can issue a certificate of currency as soon as you’ve purchased your cover.
If you’re an existing customer, get in touch to request your certificate of currency, policy wording or tax invoice.
Even if you own a home health or beauty business, the risks are just as prevalent as if you worked from a salon.
Accidents can still happen in your own home, which could expose you to allegations of improper advice, professional negligence and more.
Consider whether professional indemnity insurance and public liability insurance can help protect your business.
While the risks can differ based on a variety of factors, some common examples are:
Injuring a client
Worsening a pre-existing injury
Allegations of incorrect advice that causes harm
Unforeseen allergic reactions to products or treatments
Allegations of misconduct.
Marsh can help arrange insurance to cover a variety of massage styles, such as:
Sports massage
Swedish massage
Remedial massage
Myofascial release therapy
Shiatsu massage
Reflexology
Thai massage
Chinese massage.
Masseuses are exposed to a variety of unique risks, including:
Injuring a client, or worsening a pre-existing injury through treatment
Allegations by clients of incorrect advice that causes harm
Unforeseen allergic reactions to products and/or treatments
Allegations of inappropriate misconduct.
Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.
Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.
With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.
Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.
Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.
Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
LCPA 23/127