Skip to main content


Insurance solutions for car dealers

Protect your automotive business with custom covers designed for the Australian motor trades industry.

What insurance do car dealers need to consider?

From home garages to showrooms to warehouses – no matter where you operate, your car dealership is exposed to a variety of risks.

To ensure you’ve got the right protection in place, it’s critical to consider comprehensive business insurance with customised coverage.

At Marsh, we can set the wheels in motion by arranging the insurance you need to safeguard your business against unforeseen loss, damages and accidents.

What’s covered?

  • Commercial property

    Minimum conditions may apply.

  • Business interruption

    Minimum conditions may apply.

  • Composite motor

    Covers your stock of vehicles and owned vehicles as a blanket motor cover for testing or commuting. Other conditions may apply, eg coverage specific to location. 

  • Up to $20 million public liability and $10 million professional indemnity

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Hail cover

    Covers your stock vehicles left exposed to the weather in the event of sever hail storms.

  • Money cover

    Minimum conditions may apply.

  • Glass cover

    Minimum conditions may apply.

Additional cover we can arrange

Products and services

Business interruption cover

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Learn More

Products and services

Commercial property cover

Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.

Products and services

Motor vehicle insurance 

Help protect your business against financial loss if damage or an accident occurs. Let us arrange a motor trade policy tailored to you. 

Learn more

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Motor industry leaders

More than 800 Australian motor trade and tyre retailer businesses trust Marsh to arrange their insurance. Our reputation simply sets us apart.

20+ years in your industry

Our dedicated brokers have been supporting Australian motor trade clients for more than 20 years – so we understand your unique risk needs.

Consistent and competitive

Marsh brokers use their expertise to find the right cover at the right price – so you get the best deal possible every time. 

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Whether you sell used cars or new cars, run a booming business or a small-scale operation, you are probably:

  • Leasing property lots

  • Housing valuable motor vehicles

  • Interacting with customers regularly.

And that means you’re exposed to various risks on the daily. Risks such as vehicle theft, property damage, or accidents involving a customer.

If those risks eventuate, they could lead to revenue loss, business interruption, or significant legal costs.

That’s why you should consider getting the appropriate insurance cover: as an important preventative measure against bumps on the road ahead.

The cost of your insurance will depend on several factors – including your business size, revenue and services provided.  

 You can request a call back to speak to a Marsh advisor for a clearer picture

Yes. If your business meets certain criteria, we can arrange monthly instalments* through premium funders.  

 To request monthly payments, please contact our team. 

Yes. The Victorian Automobile Chamber of Commerce (ABN 63 009 478 209) (VACC) receives a financial benefit when Marsh arranges an insurance policy for VACC members. This enables VACC to continue to provide further services to the automotive industry. 

Yes. We can arrange cover that extends to cars, trucks, motorcycles and more.

Get in touch with our Motor Trades team for further guidance.


At Marsh, we understand that every car dealership is different. That’s why we'll tailor your policy to your requirements – so you get the best insurance solution for your business.

Related insurance solutions

slected option

Commercial property cover

Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Business insurance 

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry. 

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving. 

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

Professional indemnity

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

Public liability insurance

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Workplace personal injury

On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.

Auto electricians cover

Accidents happen – even to experienced electricians. Let us arrange your insurance to help keep you safe from losses and liabilities.

Mechanic insurance

There’s no quick fix for financial losses. Get coverage for accidents, errors or negligence with insurance arranged by Marsh.

Tyre dealer insurance

Damage, theft and defective tyres can bog any tyre business. Keep the wheels spinning with insurance arranged by Marsh.

* Interest and additional fees may be applicable. Terms and conditions apply.

LCPA 23/154 

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.