Yes. We can arrange funding for your premium payable in monthly instalments* provided your business meets certain criteria.
Contact us to set up monthly payments for your premiums.
Motor trade insurance is specifically designed for businesses operating in the motor trade or automotive industry including car dealerships, auto repair shops, auto body repairs, auto parts dealers, car rental companies, car auction companies, as well as vehicle importers and exporters.
The standard type of insurance cover available under a motor trade policy is a broad insurance solution designed to help cover your business for the unique risks faced across the automotive industry.
Of course, your package can be tailored to your individual business needs and risks.
Motor trade policies can vary between different insurers, so it’s important to examine policies carefully. We’ve summarised some of the of the general inclusions in a typical motor trade insurance policy on this page, but our motor trade broking team can help you work out which policy is right for you.
Yes. We can arrange funding for your premium payable in monthly instalments* provided your business meets certain criteria.
Contact us to set up monthly payments for your premiums.
The answer depends on how often your business changes.
As a rule of thumb, we recommend you review your policy at least once a year. This will ensure your business’s current risk exposures are covered.
But major changes – like business growth, greater work complexity or expanded services – should always prompt an insurance review.
Some insurers need to know about certain changes in accordance with your duty of disclosure. If your business has changed recently, contact the Marsh motor trades team to update your policy.
The cost of your motor trade insurance will depend on several factors – including your business size, revenue and services provided.
For advice specific to your business, you can request a call back to speak to a Marsh advisor.
A motor trade policy can cover for:
Property damage
Public and product liability
Professional indemnity
Business interruption
Machinery breakdown
Electronic equipment breakdown
Glass
Money
Customer vehicle loss or damage.
Have another concern? We can always arrange insurance to suit the specifics of your business.
The types of motor trades clients we can service are ever-expanding. We can cover:
Auto electricians
Mechanics
Tyre retailers and fitters
Car dealers
Members of the Victorian Automobile Chamber of Commerce (VACC).
Some of the cheapest insurance policies might not always offer you the best value insurance package, and you should carefully consider what might be included – and more importantly, excluded – from your cover. You should always take the time to read the policy wording carefully before you compare pricing.
There are some steps you can take to help ensure the cover you purchase is not only right for your business, but also at the best possible price point. These include:
Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.
Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.
Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.
Accidents happen – even to experienced electricians. Let us arrange your insurance to help keep you safe from losses and liabilities.
For car dealerships, theft and damage are pertinent risks. Help protect yourself from financial loss with insurance arranged by Marsh.
There’s no quick fix for financial losses. Get coverage for accidents, errors or negligence with insurance arranged by Marsh.
Panel beating is a hands-on job. Mitigate risks of damage and financial loss with tailored insurance – arranged by Marsh.
LCPA 23/127
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
*Interest and additional fees will apply.