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Panel beater insurance

Protect your automotive business with comprehensive panel beater insurance that meets your unique risk requirements.

What insurance should panel beaters consider?

As a panel beater, your risk exposures include injuries, accidents and property damage claims. Having the right insurance could determine whether your business survives the financial strain of a claim or disruption.

Covers to consider include business interruption, public liability and professional indemnity.

Marsh can help arrange the appropriate covers for you, so unforeseen circumstances won’t put a dent in your income.

What’s covered?

  • Commercial property, Business interruption, customer motor vehicle

    Minimum conditions may apply.

  • Choose from $10 million or $20 million public liability cover limit

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Broad limit options available for professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Electronic equipment breakdown cover

    Minimum conditions may apply.

  • Money cover

    Minimum conditions may apply.

  • Glass cover

    Minimum conditions may apply.

  • Coverage specific to business location with the exception of general property and motor vehicle.

Additional cover we can arrange

Products and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Learn more

Products and services

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.

Learn more

Products and services

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.


Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Motor industry leaders

More than 800 Australian motor trade and tyre retailer businesses trust Marsh to arrange their insurance. Our reputation simply sets us apart.

20+ years in your industry

Our dedicated brokers have been supporting Australian motor trade clients for more than 20 years – so we understand your unique risk needs.

Comprehensive & competitive

Marsh brokers use their expertise to find the best cover at the right price – so you get the best deal possible, without compromising cover.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

The cost of your insurance will depend on several factors including your business size, revenue and services provided.

You can request a callback to speak to a Marsh advisor for a clearer picture.

Yes, they are different insurance solutions for different business needs.

Public liability insurance can protect you and your business against claims that arise from third-party injuries or property damage. We highly recommend this if you work with customers, suppliers, or members of the public on a regular basis.

Business insurance is a package designed to cover your business contents, tools and commercial premises against damage and loss. It also offers an option for public liability, but only at your request.

Public liability insurance generally does not cover injuries to your employees and damage to your own property.

It may also exclude claims that arise due to professional negligence, faulty workmanship, contractual liability and events that occurred before the policy period.

Speak to a Marsh advisor for more details.

Public liability insurance can protect you and your business in the event a third party is accidentally injured or sustains property damage due to your business activities.

Depending on the state you’re in, public liability insurance may be mandatory for you to operate your business. In some cases, you may be contractually required to have the policy before you’re allowed to rent business premises or go on site.

Yes. If your business meets certain criteria, we can arrange monthly instalments* through premium funders.

To request monthly payments, please contact our team.

Yes. The Victorian Automobile Chamber of Commerce (ABN 63 009 478 209)(VACC) receives a financial benefit when Marsh arranges an insurance policy for VACC members. This enables VACC to continue to provide further services to the automotive industry.

Related insurance solutions

slected option

Auto electricians cover

Accidents happen – even to experienced electricians. Let us arrange your insurance to help keep you safe from losses and liabilities.

Car dealer insurance

For car dealerships, theft and damage are pertinent risks. Help protect yourself from financial loss with insurance arranged by Marsh.

Mechanic insurance

There’s no quick fix for financial losses. Get coverage for accidents, errors or negligence with insurance arranged by Marsh.

Tyre dealer insurance

Damage, theft and defective tyres can bog any tyre business. Keep the wheels spinning with insurance arranged by Marsh.

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Business insurance 

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry. 

* Interest and additional fees may be applicable. Terms and conditions apply.

LCPA 23/154

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.