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Event and festival insurance

Let Marsh arrange the right cover for your event – so you can keep the festivities going.

Cover we can arrange

Cancellation or non-appearance

Want peace of mind for circumstances outside your control? Help cover yourself for financial loss due to cancellation, postponement or non-appearance of a headline act.

Public and event liability

Protect your business, staff and patrons with public liability or event liability cover. Options available for one-off events or annual events (if you’re planning more than one event in a year).

Unpredictable weather

No one can guarantee a sunny day. Help protect yourself against the elements with weather risk cover – and mitigate the financial impact of fluctuating weather conditions.

Volunteer injury

An on-the-job injury doesn’t need to spell disaster. Look after your event volunteers – and your business – with volunteer cover or voluntary workers personal accident cover.

Travel

Feel protected while you travel with a travel cover policy. Know your luggage, medical costs, trip cancellation fees and deposits are taken care of – so you can stay focused on the bigger picture.

And much more

Marsh can arrange cover for the unique risk needs of the events and entertainment industry, including protection for your event equipment, loss or theft of physical money, and high value prizes.

Additional cover we can arrange

Products and services

Business interruption insurance

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Learn more

Products and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

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Products and services

Cyber security insurance

Data breaches, network failures, cyberattacks. Help shield your business from the risks of IT consultancy – from costly legal fees.

Learn more

Why should you consider events insurance?

Plenty can go wrong when you’re organising an event. 

Despite all the planning in the world, there are certain factors you just can’t control – such as the last-minute cancellation of your headline act, a serious injury to one of your patrons, or theft of expensive equipment.

Although you can’t always prevent such incidents, you can protect yourself if they occur, by consideringt events insurance.

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Cover for all event types

Our expertise spans the entire entertainment and events sector. We can arrange the right cover for any event or occupation: from agents to tour managers to venue owners. To get the right protection for your occasion, call our dedicated brokers today.

A dedicated partner

Our team is endorsed as the Principal Risk Partner for APRA AMCOS, Sydney Theatre Company, and Music Australia. We’re also proud to be the approved insurance broker for Australian Community Theatres and the Australian Music Association.

Industry expertise

Our specialised brokers understand the unique risk exposures facing the events and entertainment sector. Backed by 60 years’ combined experience servicing the industry, we can arrange insurance to protect you from the most unexpected circumstances.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

There are many reasons why insurance is important for event organisers to consider. By their very nature, events are prone to a number of risks including accidents, injuries, property damage, cancellations due to unforeseen disruptions.

Some examples of things that can go wrong at an event may include:

  • Someone suffers an injury – it could be someone organising, attending or working at the event.
  • Property or equipment is damaged, stolen or lost
  • The event is cancelled due to circumstances out of your control (eg performer illness, bad weather, power failure).

Insurance can help protect your event from potential lawsuits or financial loss, allowing you to recover some or all of your money, and giving you peace or mind that you’re covered for unexpected circumstances. Ultimately, it can mean the difference between running your event – or not.

Our specialist broking team can arrange insurance for you, including public liability insurance. All you need to do is provide some details on this form and one of our brokers will reach out to you to assist.

It depends. It can vary depending on the type of event, format, attendees, location, the level of cover you wish to have, or any additional feature you want added to the policy. We have an online insurance option to cover events. Talk to a broker about your options and a quote.

Despite planning an event to the nth degree, there are some incidents you simply can’t control. A headliner cancelling at the last minute, a serious injury to one of your patrons or a theft of expensive equipment among them.

It pays to have protection in place in case things go awry. Marsh has arranged insurance for a variety of event-industry clients, including:

  • Australian Grand Prix

  • Clipsal 500

  • Paspaley Polo in the City

  • Food and Wine Festival

  • Speech Pathology Conference

  • Flight Centre Conference

  • Adelaide Symphony Orchestra.

Even if you run your events business from home, you’re still exposed to certain risks.

Accidents can happen in your own space – and you can still face allegations of improper advice, professional negligence and more.

Consider whether professional indemnity insurance and public liability insurance can help protect your business.

A certificate of currency is proof that you hold a current insurance policy.

Please contact us once you have paid for your policy – we will provide you with your certificate of currency in minutes.

No. The event insurance policy is only suitable for one-off events.

If you’re planning to host more than one event in a calendar year, you will need to take out entertainment insurance. Speak to our Events team for help arranging an entertainment policy. 

Related insurance solutions

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Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Professional indemnity

We can arrange insurance products and services that may suit the travel industry, including professional indemnity and income protection.

Goods-in-transit insurance

Cover your cargo, bolster your business. Help maintain your forward momentum with insurance arranged by Marsh.

Public liability cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Workplace injury cover

On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.

Allied health insurance

Arranging cover options for more than 700 allied health modalities, we’re here to support the vitality of your health service.

Hospitality insurance

Hospitality workers work hard. Take a load off – let us arrange a comprehensive policy tailored to your needs.

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.

LCPA 23/519
 
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.