Skip to main content


Accommodation and hospitality insurance

We’ll arrange accommodation and hospitality insurance to help cover your risks – and keep your business running smoothly.

Cover we can arrange

Public liability insurance

Defend your business against third-party accidents and costly legal fees, and help protect yourself, your employees and clients. Should you need to make a claim, our team is here for you every step of the way, so we can help you get a fair outcome sooner.

Machinery breakdown and electronics

Material damage insurance provides cover for your assets including buildings, fixtures, fittings, contents and stock. Additional electronic equipment breakdown insurance can help cover your electronic items such as photocopiers, computers and point of sale systems.

Property insurance

Property insurance helps cover the physical loss or damage to business assets (such as building, contents and stock) at your premises from specified unforeseen occurrences, such as fires and storms. Help keep your assets protected and your business running.

Money cover

Cover cash and cash equivalents on your premises during and outside of business hours. If a thief makes off with your money, you can still get it back – even if the culprit gets away. Help protect your money and keep your finances flowing.

Personal accident insurance

Also known as personal injury insurance, this cover helps provide financial compensation if the insured person suffers a serious injury or death as the result of an accident. It can cover against loss of income as well as bills and other expenses, depending on the policy purchased.

Workers compensation*

Marsh offers a range of services to help businesses manage their workers compensation responsibilities – including injury prevention and reduced claims. We can also provide risk advice on the currency and coverage of OH&S systems, aiming to avoid expensive fines and other penalties.

Additional cover we can arrange

Product and services

Management liability

Help protect your business – and your team – against management and operational risks with management liability cover.

Learn More

Product and services

Business interruption

A storm, cyberattack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Learn more

Product and services

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Learn more

Why do you need to consider accommodation and hospitality cover?

You might run a steady operation. But how exposed is your business when unexpected incidents hit?

What happens if a customer trips and falls? If someone into breaks into your cash till? If your coffee machine is out of action?

We can help protect a range of accommodation and hospitality businesses. Such as bars, B&Bs, clubs, coffee vans, motels, pubs, breweries, cafes, food trucks, hotels and restaurants.

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Access to the global market

Our local advisors have access to global underwriters. We’ll source quotes for complex or uncommon risks – to help keep your business protected.

Award-winning expertise

Work with a recognised industry leader. We’ve won Large Broking Company of the Year several times at the Australian Insurance Industry Awards.

A history in hospitality

We continue to work with a wide range of hospitality businesses to arrange solutions tailored to their needs and risk requirements.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

The cost of hospitality insurance can vary from business to business and risk to risk. A number of factors can impact the premium of an individual policy, including:

  • Size and turnover

  • Geographical location

  • Claims history

  • Services and goods sold.

Different insurers may also have different pricing structures. Insurance providers can base a policy’s premium on the risks they take on – and having a high number of exclusions can reduce these risks, which may result in a lower premium.

We strongly recommend reviewing the policy wording or product disclosure statement beforehand to make sure the cover you are arranging meets the specific risk requirements of your business.

Yes. We can arrange monthly instalments** with a finance company provided you meet certain criteria. 

To request monthly payments, please talk to one of our dedicated Marsh insurance brokers.

The answer depends on how often your business changes.

As a rule of thumb, we recommend you review your policy at least once a year. This will ensure your business’s current risk exposures are covered.

But major changes – like business growth, greater work complexity or expanded services – should always prompt an insurance review.

Some insurers need to know about certain changes in accordance with your duty of disclosure. If your business has changed recently, contact the Marsh motor trades team to update your policy.

Related insurance solutions

slected option

Business insurance cover

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Business interruption

A storm, cyberattack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Commercial property insurance

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

Insurance premium funding

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.


Craft breweries insurance

Damage, accidents and product recalls don’t have to halt your business. Let us arrange tailored cover to help keep things flowing.

Travel agent insurance

We can arrange insurance products and services that may suit the travel industry, including professional indemnity and income protection.

Management consultants

Be they freelance or firm-based, management consultants are invaluable to businesses. Help protect yours with cover arranged by Marsh.

LCPA 23/127

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

*Terms and conditions apply. Fees may also apply.

**Interest and additional fees may be applicable. Terms and conditions apply.