Skip to main content

Business

Community housing insurance

Our brokers know your sector inside and out. Let us arrange community housing insurance on your behalf.

What insurance might my community housing association need to consider?

Economic uncertainty and growing stakeholder scrutiny are pushing many social housing providers to cut costs. If you’re feeling the pinch, you might be exposed to greater risks than usual.

We strongly recommend you consider public liability and professional indemnity insurance to help address these growing concerns. And our expert brokers are happy to arrange both covers on your behalf.

Cover we can arrange

  • Choose from $5 million, $10 million or $20 million public liability cover limit 

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Up to $20 million professional indemnity cover limit

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Coverage Australia-wide

Additional cover we can arrange

Products and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Learn More

Products and services

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.

Learn more

Products and services

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Learn more

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Community housing expertise

We understand the complex needs of community housing providers – including those who don’t manage properties themselves.

Flexible payment options

We can arrange funding options through premium funders that let you pay your premiums in monthly instalments, at a competitive interest rate.

Comprehensive and competitive

Marsh brokers use their expertise to find the best cover at the right price – so we can help you get the best deal possible, without compromising cover.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Yes. We can organise funding through premium funders for your premium payable in monthly instalments* provided your business meets certain criteria.

Contact us to set up monthly payments for your premiums.

The answer depends on how often your business changes.

As a rule of thumb, we recommend you review your policy at least once a year. This will ensure your business’s current risk exposures are covered.

But major changes – like business growth, greater work complexity or expanded services – should always prompt an insurance review.

Some insurers need to know about certain changes in accordance with your duty of disclosure. If your business has changed recently, contact our team on 1300 369 808 or at communityhousing@marsh.com to update your policy. 

A certificate of currency is proof that you hold a current insurance policy.  

Please contact us once you have paid for your policy – we will provide you with your certificate of currency in minutes.

Yes. When you become a Marsh client, we’ll set you up with a specialised team of experts in your sector. We want your insurance and risk requirements to be taken care of.

‘Risk mapping’ is one way we can help. Risk mapping is a useful tool that lets us see any and all risks your organisation faces. Then, with a clearer picture, we can help you benchmark, quantify and manage operational and financial exposures.

To learn more about our risk strategies – and put a risk management plan in place for your business – contact a Marsh advisor. We’re happy to help.

Related insurance solutions

LCPA 23/154

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

*Interest and additional fees may be applicable. Terms and conditions apply.