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Insurance for pet professionals

Things are not always a walk in the park. So while you keep your clients’ pets safe, we’ll keep watch over your business.

What is insurance for pet professionals?

Pet professional insurance is specifically designed for individuals and businesses that work with or provide services for pets. It helps provide protection against various risks and liabilities that are unique to the pet industry.

You would consider this type of insurance if you ran a business that provides a professional service for pets, including, for example:

  • doggy daycare or preschool
  • animal training
  • boarding kennel
  • pet sitting or minding
  • dog walking
  • pet therapy
  • pet grooming.

Cover we can arrange

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Public & product liability insurance

Help protect your business against third-party claims of injury or property damage, and costly legal fees.

  • Choose from $10 million or $20 million public liability cover limit 

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Key inclusions: Product liability, advertising liability, loss of keys cover

    Conditions and limits may apply.

  • Coverage Australia-wide

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Professional indemnity insurance

Help protect your business against claims of incorrect or misleading advice, breach of duty or negligence.

  • Up to $10 million professional indemnity cover limit

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Coverage Australia-wide

Additional cover we can arrange

Products and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Learn More

Products and services

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Learn more

Products and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Learn more

Why should you consider pet insurance?

Pet ownership in Australian households is on the rise, bringing with it increased demand for specialised pet services.

While the pet industry is exciting, working with animals can expose you to unpredictable situations. A pet could get injured – or injure someone else – while in your care. And that could land you in some sticky situation.

But it doesn’t have to be a dog-eat-dog world. Whether you offer dog walking, pet sitting or pet grooming services, we can arrange pet industry insurance solutions designed for you.

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Industry partnerships

We’ve worked with a range of industry associations for more than 10 years – and we’re the endorsed insurance broker for the Association of Pet Dog Trainers (APDT). Our ongoing relationships and deep industry knowledge help us understand the unique requirements of APDT members.

Competitive pricing

Combining their specialty experience in the pet services sector with our broad network of insurance providers, our team of brokers can negotiate competitive premiums for pet professionals. So you get the right cover at the best price – always.

Tailored to the industry

We can arrange insurance solutions – including public liability and professional indemnity policies – specifically with the pet services industry in mind. We’ll always strive to arrange just the right cover for your business’s unique risk exposures.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

We can arrange insurance for a wide range of pet professions and services, including:

  • Dog and pet trainers

  • Dog and pet groomers

  • Dog walkers

  • Pet sitters

  • Pet therapists

  • Pet boarders

  • Therapy animal services.

We arrange insurance for a wide range of pet services.

If you don’t see your service listed, just reach out to a Marsh representative. We’re here to help.

It’s currently not mandatary for pet sitters and boarders to have public liability insurance.

But your work exposes you to a range of risks unique to the industry – like an animal altercation, an injured paw, or an escaped furry friend.

As such, Marsh recommends public liability to help cover you and your business in the event of a claim.

There are currently no regulations for pet walkers.

But you face a range of unique industry risks on the job, such as an unpredictable dog pairing, a furry runaway, or an untrained pooch causing havoc.

As such, Marsh recommends considering public liability insurance to help cover you and your business.

Veterinary fees are an optional extension under most pet professionals policies. This optional extra can help cover veterinary fees for injury or illness to animals under your care.

Talk to one of our team members if you want to know more.

Pet day care and pet minding are services you carry out either at your residence or the client’s residence without an overnight stay.

Pet boarding is where the pet stays at your residence for a certain time (longer than a day).

If you perform additional activities during the policy period, you’ll need to tell us so we can include these under your policy. We may need to adjust your premium depending on the type of activities you provide.

Yes, if you run a pet sitting service, you should consider pet professionals insurance because it can provide important protection for your business liabilities.

If a pet were injured in your care through a mistake or error you made (or negligence), pet professionals insurance could help cover your business for the cost of injuries, damages, and even legal fees.

Related insurance solutions

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Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Public liability cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Goods-in-transit insurance

Cover your cargo, bolster your business. Help maintain your forward momentum with insurance arranged by Marsh.

Professional indemnity

We can arrange insurance products and services that may suit the travel industry, including professional indemnity and income protection.

Workplace personal injury

On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.

LCPA 23/540
 
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.