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Aqua aerobics instructor insurance

Let Marsh arrange the right cover to keep your business afloat in the event of an accident or claim.

Cover we can arrange

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Standard cover

In the event of a claim, standard cover can help you minimise the risk of negative financial impact on your business.

  • $10 million public liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million product liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for the fitness industry

    Certain minimum qualifications apply.

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Plus cover

A higher public liability limit will further minimise the risk of financial fallout in the event of a claim.

  • $20 million public liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $20 million product liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for the fitness industry

    Certain minimum qualifications apply.

Additional cover we can arrange

Products and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Learn more

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Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Learn more

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Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Trusted in the industry

With more than 10 years’ experience supporting the fitness industry, Marsh can arrange insurance to suit the risk needs of the fitness industry.

No lock-in membership

Not a member of any relevant association? That’s ok. Marsh is happy to arrange your insurance with no affiliation requirements.

Diverse cover options

From Tai Chi to CrossFit, we arrange business insurance solutions that cover a variety of fitness professionals.

Frequently asked questions

No. Marsh can arrange the right cover for you regardless of your membership status.

A fitness professional insurance policy arranged by Marsh can cover you Australia-wide.

Depending on your business, Marsh can arrange cover for a variety of venues – including gyms, parks, hired spaces and your client’s home.

Contact our team on 1300 130 373. We’re always here to help.

Insurance for fitness and aqua aerobics instructors doesn’t have to be complicated.

With our easy-to-use online tool, you can get a quote and arrange insurance within minutes.

This depends on your personal situation. Public liability insurance can reach up to $20 million in coverage.

Contact a Marsh broker to get advice specific to your business’s needs.

Marsh can still arrange insurance for the following entities:

  • Companies 

  • Trusts and partnerships

  • Mobile trainers.

To learn more about your options please contact a specialist Marsh broker.

You’ll need at least a Certificate 3 in Fitness from a registered Australian training organisation, subject to holding relevant qualification

You’ll also need to provide a copy of your business risk management procedures for:

  • First aid

  • Blood spillage and infectious disease

  • Inspection of equipment and safety

  • Emergency procedures for serious injury

  • Training with pregnant clients.

Related insurance solutions

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Personal trainer insurance

Want fitness insurance that doesn't weigh you down? Let Marsh arrange your cover – and get your certificate of currency in minutes.

Kids’ fitness center cover

Exercise always brings risk – especially where kids are involved. Mitigate the risk and focus on the fun with cover arranged by Marsh.

Prenatal and postnatal PTs

You play a key role in your pregnant and postpartum clients’ health. Let us arrange your insurance – so you can stay focused on them.

Gym insurance

To help cover your property from damage and theft risks, Marsh also arranges studio and gym insurance solutions.
   

Cybersecurity insurance

Cyber-attacks are becoming increasingly common. Protect your small business against cybercrime with insurance arranged by Marsh.

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.

LCPA 23/154

358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.