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Swim teacher insurance

If you are a swim teacher or coach, our specialist brokers at Marsh can help arrange the right cover for your needs.

What insurance do swim teachers and coaches need?

Did you know that registered coaches with Swimming Australia are covered while working on behalf of an affiliated club, but not when working outside of this arrangement? Swim teacher insurance is designed to assist with common issues that can arise from incidents, such as third-party accidents and injuries, property damage and workers compensation. Public liability and professional indemnity insurance can help protect your small business from the financial burden of claims.

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Public liability insurance

Public liability insurance can help protect you from third-party claims of injury, faulty products or property damage.

  • $10 million public liability cover limit

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million product liability cover limit

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for swim schools, teachers and coaches

    Certain minimum qualifications apply.

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Professional indemnity insurance

Professional indemnity insurance can protect you against allegations of professional duty breaches.

  • $10 million professional indemnity cover limit

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for swim schools, teachers and coaches

    Certain minimum qualifications apply.

Additional cover we can arrange

Products and services

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

 

Business

Gym insurance

To help cover your property from damage and theft risks, Marsh also arranges studio and gym insurance solutions.

Learn more

Products and services

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

 

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Industry experience

For more than 15 years Marsh has been arranging customised insurance solutions for swim schools, teachers and coaches. Our team of specialists understand the potential risks and protection you might need as a swimming instructor or swim school operator.

Dedicated service team

Need support? Marsh will always connect you to people who understand your industry – and unique risk needs.

Working with you

Marsh already support more than 300 Learn To Swim schools, swim instructors and teachers across the country.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Different factors may influence the cost of insurance, such as your employment contract and the swimming center’s insurance policies.

When requesting a quote, make sure your working arrangements are declared accurately so the correct premium and cover can be arranged for you.

Unfair dismissal can occur in any profession. Depending on the circumstances, management liability insurance may cover you for this. You can request this as an add-on insurance policy through your broker.

It is possible some compensation for drowning may be covered by your insurance. We recommend you consider cover for claims that may arise as a result of accident or injury during your time on duty.

If you’re still uncertain, contact one of our specialist brokers today.

In some cases, management liability insurance can assist with claims such as sexual harassment and unfair dismissal. You can request this as an add-on insurance policy through your broker.

Related insurance solutions

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Personal trainer insurance

Want fitness insurance that doesn't weigh you down? Let Marsh arrange your cover – and get your certificate of currency in minutes.

Yoga teacher insurance

Looking to run your classes without any hassle? Let Marsh arrange your insurance needs – so you can spend more time on the mat.

Zumba instructor insurance

Want to ensure you’re looking after your troop? You bring the rhythm – and we’ll arrange all your insurance needs.

Swimming Australia

As the appointed insurance broker for Swimming Australia, Marsh has got you covered every day of the year – in and out of the pool.

Aussie Rules

Trusted by the AFL since 2004, Marsh helps protect affiliated clubs, members and volunteers across the AFL community.
  

Tennis Australia

Marsh arranges insurance for clubs, coaches, players and volunteers across the Tennis Australia community – both on and off the court.

AusCycling

As the appointed insurance broker, Marsh protects affiliated clubs, coaches, members and volunteers across the AusCycling community.

Cricket Australia

Marsh arranges insurance designed to save clubs time, effort and money – with enhanced cover specific to the Cricket Australia community.

Equestrian Australia

Marsh arranges insurance to protect members, coaches, clubs and officials across the Equestrian Australia community.
   

LCPA 23/084

This is a general overview of the policy. Please call us and ask for a copy of the insurer’s policy wording. We recommend you read the policy wording, so you have an understanding of the policy terms, conditions and exclusions before you decide whether this policy suits your needs.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.