Handyman insurance

All tradespeople – plumbers, handypeople, cabinet makers, electricians – work in inherently risky environments. As a handyperson, the tools you use can cause serious injury or damage if they’re mishandled. And even the most careful of tradespeople make mistakes.

While you’re on the job, a faulty wire or wobbly roof guttering could cause your handiwork to harm somebody (or damage their property). This could also happen well after the job is complete.

And what if it’s you who is injured or harmed? The right protection can help cover loss of income or medical bills if you’re unable to work.

Comprehensive coverage is a boon for any business – but it’s important to consider cover that’s right for yours.

We recommend sole traders consider personal accident insurance in case they suffer a serious injury or death as the result of an accident.

Sole traders may be unable to take time off for injury, limiting their ability to maintain a stable income. Personal accident insurance covers loss of income and can provide financial cover for bills and other expenses.

Contractors with employees may need to consider arranging workers compensation insurance. This covers an employee's wages if they suffer a serious work-related injury or their compensation costs in the case of death.

We strongly recommend you consider professional indemnity insurance if you provide advice to your clients.

Professional indemnity insurance can cover your business for allegations of negligence involving a breach of professional duty. This is typically excluded under public liability insurance.

It depends.

If a subcontractor injures a third party or damages their property, they may be covered by their client’s public liability policy.

However, if a subcontractor is negligent and leaves their tools out, causing a third party to trip and injure themselves, then this claim may need to be made under the subcontractor’s policy.

As such, we strongly recommend subcontractors arrange their own public liability insurance to be appropriately covered.

We’ll send your certificate of currency straight to your email address after you successfully arrange handyman insurance through Marsh.

If you’re an existing customer, please contact us to request your certificate of currency, policy wording or tax invoice.

Yes. We canarrange monthly instalments* provided you meet certain criteria. Please be aware this option is currently unavailable online.

To request monthly payments, please contact our Trades team.

Yes. If you provide the relevant information and satisfy the underwriter’s criteria, we can provide you with a quote over the phone.

Simply call us on 1300 300 511.