National Insurance Program

Tennis Australia Clubs

As the appointed insurance broker for Tennis Australia, Marsh has developed a National Insurance Program to protect affiliated clubs, coaches, members and volunteers across the Tennis Australia community.

 

We’ve got you covered on every minute of match day, every day of the year – on and off the court.

Program Coverage

Public Liability Insurance

This insurance can help protect your club against the financial risk of being found liable to a third party for death or injury, loss of or damage to property or ‘pure economic’ loss resulting from your club’s negligence.

Management Liability Insurance

This insurance can help cover a range of financial risks for your club’s directors and officers and can cover some of the costs associated with an employee stealing funds from the club.

Personal Injury Insurance

This insurance is designed to help offer some peace of mind to members, participants, volunteers etc. of your club by having protection costs related to an injury sustained whilst involved in a tennis club activity.

National Insurance Program

What's Covered

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

Tennis Australia and all State and Territory Associations. All registered and affiliated Associations and Clubs participating in sanctioned club events and activities.

 

Insurer

Sportscover Australia Pty Ltd

Public Liability

  •  $30,000,000 cover limit on any one occurrence
  • $1,000 excess

Products Liability

  • $30,000,000 cover limit any one occurrence and in the annual aggregate
  • $1,000 excess

Professional Indemnity

  • $10,000,000 limit any one claim and in the aggregate any one policy year
  • $1,000 excess

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

Tennis Australia and all State and Territory Associations, registered affiliated incorporated clubs.

 

Insurer

CGU Insurance Ltd

Directors and Officers

  • $5,000,000 cover limit
  • $15,000 excess 

Employment Practices Liability

  • $5,000,000 cover limit
  • $25,000 excess

Statutory Liability

  • $500,000 cover limit
  • $25,000 excess

Crime

  • $500,000 cover limit
  • $25,000 excess

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

Tennis Australia and all State and Territory Associations including

all: members, affiliated regional, district, branch and club members, players, committee members, club directors, club officers, office bearers, Hot Shots participants, Cardio Tennis members, talent squads, teachers / coaches, instructors, trainers, masseurs, timekeepers, officers, technical officers, technical officials, all voluntary workers including co-opted volunteers, prospective members for up to four (4) weeks after initial approach guest players where applicable.

 

Insurer

Sportscover Australia Pty Ltd

Non-Medicare Medical Benefits

  • 80% reimbursement up to a maximum of $3,000
  • $50 excess

Capital Benefits (Death & Permanent Disablement)

  • $100,0000 maximum ($15,000 if under 16 years of age or over 70 years of age)

Loss of Income

  • 100% salary up to $500 per week
  • 26 week maximum benefit period
  • 14 day excess period

Additional Cover Options

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Asset Protect Insurance

A business package insurance solution to help protect your clubs assets from fire, theft, damage and more.

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    Damage for contents and/or building cover

    (e.g. fire or storm damage)

  • done

    Burglary / Theft

  • done

    Business interruption cover

    (e.g. loss of gross profits)

  • done

    Money cover

    (e.g. canteen takings stolen)

  • done

    General property cover

    (e.g. property in transit)

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    Glass cover

    (e.g. broken window)

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    Machinery breakdown cover

    (e.g. canteen fridge)

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Cyber Insurance

An insurance solution that can help your sporting club prevent, detect and respond to cyber risks.

This insurance can help protect your club from:

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    Ransomware and extortion

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    Unintended and accidental disclosure

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    Loss of confidential data

Need to make a claim?

Sometimes accidents happen and we're here to help.

Depending on when the accident occurred and the policy you need to make a claim under, there are different procedures to follow. Head over to our claims page now to get started. 

Frequently Asked Questions

Your affiliation with your state or territory tennis association provides you and your members with automatic cover for Personal Accident, Management Liability, Public Liability and Professional Indemnity.

No, you will be issued with a claim number shortly after the claim has been lodged. This claim number can then be used on any further documentation that needs to be submitted to Sportscover in order to support your claim.

No, insurers are unable to pay claims already covered under Medicare, including the Medicare gap in accordance with the Health Insurance Act (Cth) 1973.

A $50 excess is applicable for each and every non-Medicare medical treatment or emergency transport claim in accordance with the policy terms and conditions.

There is a fourteen day waiting period on all loss of income claims in accordance with the policy terms and conditions.

The policy provides cover for emergency ambulance transport only, up to $1,000 for any one event with a $50 excess.

Yes, the two policies will work together. You need to lodge a claim with your private health insurer first, then submit your claim via Sportscover. Costs that exceed your private health cover may be insured via the Tennis Australia policy. We suggest you contact Sportscover on 1300 134 956 for further details.

Subject to the policy limits and sub-limits you can make more than one claim during the policy period. It is important however, that you obtain a clearance from your treating physician prior to returning to playing tennis.

No, your club premises and its contents are not covered under the Tennis Australia policy for any material damage or theft. If you would like a quotation for this type of insurance, please complete the Asset Protect application form.

Yes, if you are a Business Package coach member and therefore have automatic equipment cover, we highly recommend you keep an up to date inventory of all your equipment. This could include invoices, photos etc.

  • Doctor’s Fees
  • Surgeon’s Fees
  • Anaesthetist Fees
  • X-rays
  • Public hospital costs
  • MRI Scans

You can’t claim if you …

  • Play against medical advice
  • Have a pre-existing injury
  • Are under the influence of alcohol or drugs
  • Are involved in a criminal act
  • Have a pre-existing illness or disease (i.e. cancer, heart condition)

Yes, Club fundraising activities are automatically covered under the National Insurance Program. These automatic coverage inclusions would cover things such as Bunnings BBQ’s, Christmas parties or Come and Try days.

If however, your proposed activity involves any of the following please contact Marsh to ensure that cover can be confirmed with the insurer prior to the activity: 4WD rallies, jumping castles, water activities, aircraft, fireworks, livestock, rides of any kind, large crowds or events involving security personnel.

Yes, prospective/trial members are covered under the Insurance Program for up to four weeks from initial approach. After the four week period they will need to become a member in order to be covered by the Program.

The Club must keep all potential claim/injury information on file for at least 7 years after the member has turned 18 years old.

Management Liability insurance is ONLY available to incorporated entities! If your club is not incorporated, individual committee members run the risk of exposing their home, car and financial assets.

Still have questions?

For general enquiries please contact us and one of our friendly team members will be in touch.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance (MAI) on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. 

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