The Association of Community Theatre

If a third party faces a personal injury or property damage while acting on your professional advice, they could hold you responsible. Professional liability insurance helps cover the costs of advice-related claims.

Wrongful Allegations Cover will protect you for up to $500,000 in defence costs in the event of a wrongful/false allegation of molestation.

*Full details of coverage and exclusions for each policy are available in the relevant PDS and/or policy wordings. Please contact us for a copy.

This policy can help cover accidental death or permanent/temporary disablement of an insured person while engaged in voluntary work on behalf of your organisation.

Scope of Cover:

This cover extends to all board members, committee members and unpaid volunteers engaging in activities on behalf of the Insured Theatre Group, who are:

• Engaged in work that has been officially sanctioned or organised by and under the control of the Insured.
• Engaged in necessary direct travel to and from during such voluntary work.

The voluntary workers cover is restricted to accident cover only and is only applicable when the volunteer is not in salaried employment of the insured.

Coverage Details:

• Death or permanent total disablement. Lump sum payment of $120,000 per person aged 18 - 80 years.
• Permanent partial disablement (e.g. loss of use of fingers or toes, loss of hearing, 3rd degree burns). Proportional capital benefits.
• Temporary total disablement. $750 per person per week or 100% of income (whichever is the lesser) for a maximum of 104 weeks. A 7 day Policy excess period applies.
• Medical expenses, not claimable in whole or part, through Medicare or Private Health Funds. Limit $3,000.

Note: Temporary benefits are intended as compensation for loss of income through disability and therefore do not apply to persons who are unemployed, retired or not in receipt of pre-disability earnings.

*Full details of coverage and exclusions for each policy are available in the relevant PDS and/or policy wordings. Please contact us for a copy.

This policy can help cover loss of money as defined below up to a limit of $5,000.

• Money in Transit – Money whilst in personal custody of the insured or persons authorised by the insured, e.g. to and from the bank.
• Money in Personal Custody – Money in the personal custody of the insured or that of persons authorised by the insured while contained within the insured’s private residences. Please note, money kept in private residence must be kept secure at all times ("Secured" is defined as in a safe, lock box or similar) and banked the next business day.
• Money in Box Office – Money whilst in box office and subject to control measures as detailed below and in the policy schedule. All box office money must be banked on the next business day.

Control Measures: (Box Office)

• All box office money must be stored in a locked safe overnight or kept in an authorised insured’s private residence and must be banked on the next business day.
• All box office takings are to be kept in a till or lock box (or similar) on day of events.