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Individual performer public liability insurance

Get the protection you need – quickly and easily – with performers insurance arranged by Marsh.

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1300 655 931

Cover we can arrange

$30

30-Day Gig Cover

Cover yourself for one month’s worth of gigs, performances or teaching.

  • 30-day public liability cover for performing and teaching

  • $20 million public and product liability

  • Australia and New Zealand coverage

  • Cover for international artists performing in Australia

  • Great for those only needing to cover a season or a few shows

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$65

90-Day Gig Cover

Cover yourself for three months’ worth of gigs, performances or teaching.

  • 90-day public liability cover for performing and teaching

  • $20 million public and product liability

  • Australia and New Zealand coverage

  • Cover for international artists performing in Australia

  • Great for those only needing to cover a season or a few shows

Buy now

$125

Platinum Package

Get premium protection with worldwide coverage for one year.

  • 12 months cover for performing and teaching

  • $30 million public and product liability cover

  • $5 million professional liability cover

  • $500,000 wrongful allegations cover

  • Personal accident cover (weekly and lump sum benefits). Cover applies whilst performing and commuting only.

  • Venue hire cover (for shows, workshops or rehearsals with up to 300 attendees)

  • Worldwide (excluding USA/Canada) cover*

  • *Contact us for information about cover in USA/Canada

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$229

Platinum Plus Package

Get premium protection with worldwide cover, contact us for information about cover in USA/Canada.

  • 12 months cover for performing and teaching

  • $30 million public and product liability cover

  • $5 million professional liability cover

  • $500,000 wrongful allegations cover

  • Personal accident cover (weekly and lump sum benefits). Upgraded to 24/7 coverage.

  • Venue hire cover (for shows, workshops or rehearsals with up to 300 attendees)

  • Worldwide (excluding USA/Canada) cover*

  • *Contact us for information about cover in USA/Canada

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Why choose insurance for performers with Marsh?

75+ years’ experience

Our decades of experience arranging tailored insurance solutions for the performing arts gives us unmatched industry expertise.

By performers, for performers

We take a personalised approach to our service and our products, informed by our firsthand experiences in the performing arts.

Trusted partners

We are the principal risk partner to a number of industry associations – including APRA AMCOS, Sydney Theatre Company and Music Australia.

Why do performers need insurance?

Performers might need different types of insurance depending on what they do. But there are a few risks all performers should consider covering.

One is the risk of accidental third-party property damage or injury. If an audience member gets hurt during one of your shows , they could hold you responsible – meaning they could make a claim against you.

Personal injury is another risk. If you’re too injured to perform, insurance that covers your loss of income could be a lifeline.

These are just examples. The right insurance helps cover a range of unique risks.

What is the best insurance for performers?

Public liability cover

Public liability insurance helps protect you against claims made by a third party – like  a tour attendee. It helps cover the costs of injury and property damage (including legal fees).

Professional liability cover

If a third party faces a personal injury or property damage while acting on your professional advice, they could hold you responsible. Professional liability insurance helps cover the costs of advice-related claims.

Personal accident cover

Available as part of our Platinum Package and Platinum Plus Upgrade, personal accident insurance provides weekly and lump sum benefits if you are too injured to teach or perform.

Venue hire cover

Accidents happen. Protect yourself against financial loss in the event that you or your students damage a venue you’ve hired for practice or performing.  

Frequently asked questions

  • Musicians and Singers
  • DJ’s
  • Actors,
  • Artists (craft, drawing, painting & sculpture),
  • Promotional Staff

We also cover the following additional activities:

  • Balloon sculpting
  • Bingo Callers
  • Burlesque Artist
  • Caricature
  • Cartoons
  • Characters/ Costume Characters
  • Children’s Party Host/Entertainer
  • Clairvoyant
  • Clown
  • Comedians
  • Compère
  • Dancers
  • Escape Artist
  • Face and Body Painters / Make-up Artists
  • Hula hoop
  • Juggling / Staff / Diabolo / Poi (no flame non-risky items)
  • Karaoke operators
  • Magicians
  • Marching / Baton twirling
  • Marriage Celebrant
  • MCs
  • Mime
  • Models
  • Murder Mystery Host
  • Pavement Art
  • Physical Theatre
  • Plate spinning
  • Poetry
  • Public Speakers
  • Puppetry
  • Race Callers
  • Spruikers
  • Statues
  • Stilt-walking
  • Story-tellers / Writers
  • Tarot Reader / Astrologer
  • Television / Radio Presenters
  • Trivia hosts
  • Theatre Performers
  • Trick Rope / Lasso
  • Unicycling/Trick Cycling

Don’t see your occupation listed? Speak to a Marsh broker to discuss your options before you buy online.

Yes. Generally speaking, a venue’s insurance policy will only cover its own risk exposures. It won’t cover damage or injury caused by third parties – such as performers, contractors or subcontractors.

This depends on which cover option you buy.

Only our Platinum Package and Platinum Plus Package offer worldwide coverage (excluding USA and Canada). Our 30-day and 90-Day Gig Cover options offer coverage in Australia and New Zealand only.

Your certificate of currency – also known as a certificate of insurance – expires on the same date as your performers insurance policy. You’ll need to purchase a new policy once your existing cover expires.

If an incident occurs, contact the Marsh entertainment team as soon as you can. We want you to get the best possible outcome, so we will advocate for you throughout the entire claims process.

Claims can be stressful, but – as the world’s largest insurance broker – we strive to make the process straightforward.

Yes. You can contact Marsh to add a new interested party to your certificate of currency.

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LCPA 24/425

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer.

This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from MAI on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors.

The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.