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Allied health professional insurance

With insurance options for a vast range of modalities, we can arrange cover for you – while you care for your clients.

What insurance do I need to consider as a health professional?

Much like the role preventative measures play in the health and wellness industry, insurance is an important precautionary step to help cover your business from the unexpected. 

Depending on your business risk exposures, you might consider a number of different insurance solutions. Typically, two options pertinent to allied health professionals are professional indemnity and public liability cover.

What’s covered?

  • Up to $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Breach of duty

    Cover for claims from alleged breaches of fiduciary duty in the performance of healthcare services.

  • Defamation

    Cover for claims for defamation, libel and slander committed in the performance of healthcare services.

  • Telehealth

    Cover for claims arising from the performance of telehealth services.

  • Lost or damaged documents

    $500,000 sub limit for claims arising from loss or damage to third-party documents.

  • 7 years automatic run-off cover

    Subject to policy wording terms and conditions.

  • Public liability as a standard extension

    Help protect your business against third-party claims resulting from accidents or injuries that occur as a result of your business activities with public liability insurance.

Additional cover we can arrange

Product and service

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Learn More

Product and service

Business interruption

Damage to salon equipment or a cyber attack on your booking system can halt your business. The right cover can keep things moving.



Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers. 


Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Servicing 700+ modalities

Marsh arranges insurance for more than 700 health and wellness modalities. We can help you stay covered for the specific risk needs of the sector – and of your business.

Industry knowledge

Our specialised broking team understands the unique risk exposures faced by the beauty industry. With more than 10 years of experience at your disposal, you’ll be sitting pretty with Marsh.

Diverse cover options

In the allied health and beauty sector, many clients need cover for multiple services. Marsh can tailor your insurance to suit your unique business and industry needs.

Frequently asked questions

A number of different factors may influence the cost of professional indemnity insurance, such as the service provided, company size and revenue.

When requesting a quote, make sure the declared value of your business is accurate so we can arrange the correct premium and cover for you.

Professional indemnity insurance covers up to $10 million. Public liability insurance covers up to $20 million.

‘Claims made’ is a term used to describe an insurance policy that covers claims that are notified during the policy term. This may not necessarily be the same period in which the accused incident or error resulting in the claim occurred.

Professional indemnity policies provide a 'claims made' basis of cover because advice or service errors in many professions are often discovered weeks, months or even years after the mistake was made.

If the limit of indemnity has changed, it is the limit purchased when the claim is notified that applies – not the limit purchased when the work was completed.

Our team can provide support and proactively guide clients through the claims process. 

 Contact your Marsh representative to assist with lodging a claim.

Allied healthcare forms a large portion of the health industry. And professionals must strive to avoid causing their clients harm or injury – exposing them to many risks.

This heightened risk exposure highlights the importance of having insurance that can cover your business from negligent claims – even if you’re not at fault.

Before Marsh can arrange cover for an allied health professional, they will need to have: 

  • Relevant qualifications for any modalities they practise

  • A membership with a relevant Australian-based association. 

Related insurance solutions

slected option

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.


Commercial property insurance

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.


Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Business interruption

A storm, cyberattack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.

Professional services cover

You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you. 

Event insurance

Let Marsh cater to your industry’s unique insurance needs – so you can keep your focus on the celebrations.

LCPA 23/127

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.