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Beauticians insurance

Is there anything more beautiful than peace of mind? Let Marsh arrange beautician insurance tailored to you.

What insurance do I need to consider as a beautician?

With the variety of services and clients that beauticians see daily, things sometimes go awry. If you accidentally cause a client injury or harm, you may be liable for their follow-on medical costs. 

To this end, two covers beauticians should consider are professional indemnity and public liability. But if you’re concerned about risks specific to your services, rest assured we provide a variety of insurance options.

What’s covered?

  • Up to $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Breach of duty

    Cover for claims from alleged breaches of fiduciary duty in the performance of healthcare services.

  • Defamation

    Cover for claims for defamation, libel and slander committed in the performance of healthcare services.

  • Telehealth

    Cover for claims arising from the performance of telehealth services.

  • Lost or damaged documents

    $500,000 sub limit for claims arising from loss or damage to third-party documents.

  • 7 years automatic run-off cover

    Subject to policy wording terms and conditions.

  • Public liability as a standard extension

    Help protect your business against third-party claims resulting from accidents or injuries that occur as a result of your business activities with public liability insurance.

Additional cover we can arrange

Product and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more. 

Learn More

Product and services

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.


Product and services

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.


Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Industry knowledge

Our specialised broking team understands the unique risk exposures faced by the beauty industry. With more than 10 years of experience at your disposal, you’ll be sitting pretty with Marsh.

Competitively priced

Looking for competitive insurance premiums that won’t make you blush? We can do the negotiating.

Marsh can help arrange public liability and professional indemnity insurance that won’t blow your budget

Diverse cover options

In the allied health and beauty sector, many clients may need cover for multiple services. Marsh can tailor your insurance to suit your unique business and industry needs.

Frequently asked questions

Yes. We can arrange monthly instalments though premium funders provided you meet certain criteria. 

Interest and additional fees may be applicable, and terms and conditions apply.

Get in touch with our team to learn more.

Any time you add another service to your business, it’s best practice to update us. 

Then we can advise if your current coverage is correct or if it needs any adjustments.

Even if you own a home health or beauty business, the risks may be just as prevalent as if you worked from a salon. 

 Accidents can still happen in your own home, which could expose you to allegations of improper advice, professional negligence and more. 

 Consider whether professional indemnity insurance and public liability insurance can help protect your business.

We can issue a certificate of currency as soon as you’ve purchased your cover.

If you’re an existing customer, get in touch to request your certificate of currency, policy wording or tax invoice.

As a beauty therapist, you face a range of significant risk exposures in treating and providing advice to clients. Especially if you work with chemicals and sharp equipment. 

Having the right cover can ensure you’re covered for some of the unique risk exposures of the beauty industry. 

Also, if you are renting a salon or other premises, the property owner (as an interested party) may ask you to produce a copy of your public liability certificate of currency before approving your lease of the premises.

Related insurance solutions

slected option

Business insurance 

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.


Commercial property insurance 

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

Cybersecurity insurance 

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.


Retail insurance 

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.

Professional services cover

You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you. 

Allied health insurance

Arranging cover options for more than 700 allied health modalities, we’re here to support the vitality of your health service.

Makeup artist insurance

Practise your artistry – and wow your clients – with peace of mind. Let us arrange comprehensive cover tailored to your business.

Massage therapist cover

Accidents happen – even to the most practised masseuses. Our expert brokers can arrange tailored insurance to help keep you safe.

LCPA 23/127

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.