For public liability, there is no difference in cover requirements from state to state. Other cover requirements can vary.
For advice specific to your site and cover needs, contact a specialised Marsh broker today.
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Why should you choose Marsh to arrange your insurance solutions?
Frequently asked questions
Public liability insurance typically doesn’t change regardless of your business structure.
For specific advice on other cover options, it pays to speak to the experts. Contact a Marsh representative for guidance today.
The amount of public liability insurance subcontractors need largely depends on the companies they are contracting to – and the job you’re doing.
For some, the minimum amount – which is $5 million in Australia – is acceptable.
Other companies, especially if work takes place in public, will have a requirement of $10 million to $20 million in public liability insurance.
Our team of specialists can help you work this out and provide quotes.
The answer, almost always, is no. There are a few exceptions, but the main contractor’s public liability insurance will generally not cover a subcontractor in the event of a claim.
If you are subcontracting to a company and they claim you will be covered under their insurance, it’s best to get written confirmation.
Yes. We can arrange monthly instalments* with a premium funder, provided you meet certain criteria.
To arrange monthly payments, talk to one of our dedicated Marsh insurance brokers.
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This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances.
Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238 983) (“Marsh”) and Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238 369) (“MAI”) arrange the general insurance (i.e. not the Discretionary Trust Arrangement) and are not the insurer.
Discretionary Trust Arrangements are issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417 964) (“JGS”). Any advice or dealing in relation to a Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). The cover provided by a Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements (PDSs) available from the relevant product issuer. Target Market Determinations (TMDs) are available here.
Marsh, MAI, JGS and JLT are all businesses of the Marsh group.
LCPA 23/144