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Insurance for bands and performing groups

Get covered with comprehensive public liability insurance for bands and groups.

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1300 655 931

Cover we can arrange

$85

7-Day Gig Cover

  • 7-day public liability cover for performing and teaching

  • $20 million public and product liability

  • Australia and New Zealand cover

  • Cover for international artists performing in Australia

  • Great for those only needing to cover a season or a few shows

  • Cover for up to 20 members within the band or performance group

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$185

30-Day Gig Cover

  • 30-day public liability cover for performing and teaching

  • $20 million public and product liability

  • Australia and New Zealand cover

  • Cover for international artists performing in Australia

  • Great for those only needing to cover a season or a few shows

  • Cover for up to 20 members within the band or performance group

Buy now

$300

90-Day Gig Cover

  • 90-day public liability cover for performing and teaching

  • $20 million public and product liability

  • Australia and New Zealand cover

  • Cover for international artists performing in Australia

  • Great for those only needing to cover a season or a few shows

  • Cover for up to 20 members within the band or performance group

Buy now

$485

Platinum Cover

  • 12 months cover for performing and teaching

  • $30 million public and product liability

  • $5 million professional liability

  • $500,000 wrongful allegations cover

  • Venue hire cover (for shows, workshops or rehearsals with up to 300 attendees)

  • Worldwide coverage (excluding USA and Canada)*

  • Cover for up to 20 members within the band or performance group

  • *Contact us for information about cover in USA and Canada

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Why choose insurance for bands and performing groups with Marsh?

75+ years’ experience

Our decades of experience arranging tailored insurance solutions for the performing arts gives us unmatched industry expertise.

By performers, for performers

We take a personalised approach to our service and our products, informed by our firsthand experiences in the performing arts.

Trusted partners

We are the principal risk partner to a number of industry associations – including APRA AMCOS, Sydney Theatre Company and Music Australia.

Why do bands and musicians need public liability insurance?

Band members and musicians – like any other occupation – are exposed to certain risks.

One is the risk of third-party injury or property damage. If an audience member gets hurt at one of your gigs, they could (in some cases) hold you responsible. The same goes if their property gets damaged.

These are just examples. The right insurance helps cover a range of unique risks.

Our insurance solutions cover a wide range of performers

  • Bands/Musicians
  • Orchestral Groups
  • Choirs
  • Children’s Entertainers
  • Dance Performance Groups
  • Theatre Performance Groups
  • Cultural Performance Groups

What insurance do bands and musicians need?

Public liability cover

Public liability insurance helps protect you against claims made by a third party – like an audience member. It can help cover the costs of injury and property damage (including legal fees).

Professional liability

If a third party faces a personal injury or property damage while acting on your professional advice, they could hold you responsible. Professional liability insurance helps cover the costs of advice-related claims.

Venue hire cover

Accidents happen. Protect yourself against financial loss in the event that you or your band members damage a venue you’ve hired for practicing or performing.

Frequently asked questions

Bands, musicians and group performers – like choirs or orchestras – aren’t required by law to have insurance. However, some venues may need you to have at least a public liability policy before you can hire them for gigs or rehearsals. 

It depends. Your premium can vary depending on the number of band members, the number of attendees at gigs and performances, and the type of cover you need.

We offer online insurance for bands and performers. Speak to a Marsh broker if you’d like to discuss your options before you buy.

This depends on which level of cover you buy.

Our 7-day, 30-day and 90-day gig cover options only provide cover for Australia and New Zealand. Our Platinum cover option, on the other hand, offers worldwide coverage (except for USA and Canada).

Not sure which level of cover you need? Speak to a Marsh broker to discuss your options before you buy online.

Your certificate of currency – also known as a certificate of insurance – will expire on the same day your Policy expires. You’ll need to purchase a new policy once your existing cover expires. 

If an incident occurs, contact the Marsh entertainment team as soon as you can. We want you to get the best possible outcome, so we will advocate for you throughout the entire claims process.

Claims can be stressful, but – as the world’s largest insurance broker – we strive to make the process straightforward.

Yes. You can contact Marsh to add a new interested party to your certificate of currency. 

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Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

LCPA 24/425