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Craft breweries insurance

Let Marsh arrange the perfect policy for your brewery or distillery. So you can pour your energy into your business.

What insurance should I consider for my craft brewery?

Whether you are just starting out or scaling up your operations, your brewery or distillery will require specialised insurance cover – tailored to your needs.

We can help arrange public liability cover and other options appropriate for your needs. To give you protection, confidence and peace of mind.

So whether you’re running a microbrewery, a brewpub or a large distillery, request a call back to talk to one of our expert brokers.

Cover we can arrange

  • Public liability insurance: choose from up to $20 million cover limit 

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Property cover 

    Cover for accidental loss or damage to business assets (eg building, content or stock) at premises from unforeseen occurrences such as fire and storm damage.

  • Product recall and withdrawal cover

    Product recall covers a product recall for health and safety reasons. Product withdrawal covers for non-health and safety issues (eg taste, presentation of product).

  • Workers compensation

  • Australia-wide cover

  • Applies to a wide range of breweries and brew pubs.

  • Other options

    Motor vehicles, transit and cargo, management liability, and more.

Additional cover we can arrange

Products and services

Business interruption cover

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Learn more

Products and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

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Products and services

Cyber security insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Your preferred partner

Marsh is a proud trade member of the Western Australian Brewers Association and an associate member of the Australian Distillers Association.

Industry knowledge

Our specialist brokers support thousands of businesses in the hospitality and manufacturing industries. We can spot the best cover for you.

Consistent and competitive

Marsh brokers use their expertise to find the best cover at the right price. So you get the best deal possible – without compromising cover.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Breweries and distilleries operate with unique risks.

Depending on the size and scale of your business, the team at Marsh encourage you to consider:

  • Public and products liability insurance 

  • Property insurance 

  • Business interruption insurance 

  • Worker compensation insurance 

  • Management liability insurance 

  • Cyber insurance 

  • Product recall insurance.

Additionally, you may need to consider:

  • Commercial vehicle insurance 

  • Goods-in-transit insurance.

The cost of your insurance will depend on several factors, including:

  • The size, nature and geographical location of your business 

  • Your previous claims history 

  • Your specific risk exposures 

  • Your level of coverage.

For a quote specific to your business’s needs, contact a Marsh advisor.

We understand that premiums play a big role in choosing the right policy. But there is more to consider.

Premiums are based on the amount of risk the provider takes on – so a lower premium often means more exclusions.

To avoid confusion, be sure to read the policy wording and product disclosure statement carefully.

Yes. Marsh is a proud trade member of the Western Australian Brewers Association and an associate member of the Australian Distillers Association.

Your business relies on a whole range of equipment and machinery for brewing, packaging and refrigeration. A breakdown in any of these critical pieces of equipment could lead to lengthy delays and an inability to fulfil supply obligations.

Machinery breakdown cover will protect your business from the costs associated with fixing the machinery – as well as cover any financial losses resulting from an inability to trade.

Different factors will influence the cost of insurance, such as:

  • The services you provide 

  • The size of your company  

  • Your annual revenue

  • Your specific risk exposures.

When requesting a quote, you should ensure the declared value of your business is accurate so you get the correct premium and cover for your business.

Related insurance solutions

slected option

Business interruption cover

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Commercial property cover

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

Personal accident insurance

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.

Business insurance

Marsh can arrange insurance to fit your business's core needs, and get your certificate of currency within minutes.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Goods-in-transit insurance

Cover your cargo, bolster your business. Help maintain your forward momentum with insurance arranged by Marsh.

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

LCPA 23/154

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.