Yoga, Pilates and Zumba instructors can be covered under fitness professionals insurance.
This insurance package includes public and products liability and professional indemnity insurance.
Cover we can arrange
Standard cover
In the event of a claim, standard cover can help you minimise the risk of negative financial impact on your business.
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$10 million public liability cover
The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.
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$10 million product liability cover
The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.
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$10 million professional indemnity cover
The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.
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Coverage Australia-wide
Excludes overseas activities outside of Australia and New Zealand.
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Tailored insurance solution for the fitness industry
Certain minimum qualifications apply.
Plus cover
A higher public liability limit will further minimise the risk of a negative financial impact in the event of a claim.
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$20 million public liability cover
The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.
-
$20 million product liability cover
The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.
-
$10 million professional indemnity cover
The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.
-
Coverage Australia-wide
Excludes overseas activities outside of Australia and New Zealand.
-
Tailored insurance solution for the fitness industry
Certain minimum qualifications apply.
Additional cover we can arrange
Why Marsh?
Why should you choose Marsh to arrange your insurance solutions?
Frequently asked questions
Prices for standard cover for the fitness professionals insurance policy depend on the liability limit you select – and on any additional activities added, depending on their increased risk.
Marsh can help arrange competitively priced policies depending on your budget and level of cover.
To have Marsh arrange your Pilates insurance, you must be:
Qualified through an Australian registered training organisation
Qualified from Studio Pilates or accredited by Fitness Australia.
You must also have written risk management procedures for the below:
First aid
Blood spillage and infectious disease
Inspection of equipment
Emergency procedures in event of serious injury
Training pregnant clients.
Some excluded activities are:
Overseas Yoga retreats
Nutrition advice without relevant qualifications
Reiki treatments
Counselling
Bikram Yoga and Hot Yoga (over 35 degrees celsius)
Aerial and Anti-Gravity Yoga
Home studios.
You can have up to three subcontractors, but they should all have their own insurance.
This insurance covers:
Sole traders
Employees.
Marsh can still arrange insurance for the following entities:
Company
Training clients physically from own residence
Trust/Partnership
Mobile trainers.
Forms and documents
Related insurance solutions
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Personal trainer insurance
Want fitness insurance that doesn't weigh you down? Let Marsh arrange your cover – and get your certificate of currency in minutes.
Zumba instructor insurance
Want to ensure you’re looking after your troop? You bring the rhythm – and we’ll arrange all your insurance needs.
Yoga teacher insurance
Looking to run your classes without any hassle? Let Marsh arrange your insurance needs – so you can spend more time on the mat.
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
LCPA 23/084
This is a general overview of the policy. Please call us and ask for a copy of the insurer’s policy wording. We recommend you read the policy wording, so you have an understanding of the policy terms, conditions and exclusions before you decide whether this policy suits your needs.