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Zumba instructor insurance

Want to ensure you’re looking after your troop? You bring the rhythm – and we’ll arrange all your insurance needs.

Cover we can arrange

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Standard cover

In the event of a claim, standard cover can help you reduce the risk of negative financial impact on your business.

  • $10 million public liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million product liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for the fitness industry

    Certain minimum qualifications apply.

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Plus cover

A higher public liability limit will further minimise the risk of a negative financial impact in the event of a claim.

  • $20 million public liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $20 million product liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for the fitness industry

    Certain minimum qualifications apply.

Additional cover we can arrange

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Trusted in the industry

With more than 4,000 fitness professionals already trusting Marsh to arrange their insurance, we understand your unique risk needs.

No lock-in membership

Not a member of any relevant association? That’s ok. Marsh is happy to arrange your insurance with no affiliation requirements.

Diverse cover options

From Tai Chi to CrossFit, we arrange business insurance solutions that cover a variety of fitness professionals.

Frequently asked questions

Yoga, Pilates and Zumba instructors can be covered under the fitness professionals insurance.

This insurance package includes public and products liability and professional indemnity insurance.

Prices for standard cover for the fitness professionals insurance policy depend on the liability limit you select – and on any additional activities added, depending on their increased risk.

Marsh can help arrange competitively priced policies depending on your budget and level of cover.

To have Marsh arrange your Zumba insurance you must have either:

  • A Certificate 3 or 4 in Fitness from an Australian registered training organisation 

  • Zumba qualifications accredited by Fitness Australia.

And must have written risk management procedures for the below:

  • First aid

  • Blood spillage and infectious disease

  • Inspection of equipment

  • Emergency procedures in event of serious injury

  • Training pregnant clients.

Some excluded activities are

  • Overseas activities 

  • Nutrition advice without relevant qualifications 

  • Counselling

  • Home studios.

Fitness professionals insurance can cover you Australia-wide in the following venues: 

  • Gyms

  • Outdoor training – parks, community halls etc 

  • Client homes. 

You can have up to three subcontractors, but they should all have their own insurance.

This insurance covers:

  • Sole traders 

  • Employees.

Marsh can still arrange insurance for the following entities:

  • Companies

  • Training clients physically from own residence

  • Trust/Partnership 

  • Mobile trainers.

Related insurance solutions

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Personal trainers

Want fitness insurance that doesn't weigh you down? Let Marsh arrange your cover – and get your certificate of currency in minutes.

Kanga trainers

Stay focused on fun with the little ones, while we arrange the big stuff – the right cover to help suit your insurance needs.

Pilates instructors

Marsh can arrange insurance to fit your business’s core needs, and get you a certificate of currency within minutes.

Swimming Australia

As the appointed insurance broker for Swimming Australia, Marsh has got you covered every day of the year – in and out of the pool.

Aussie Rules

Trusted by the AFL since 2004, Marsh helps protect affiliated clubs, members and volunteers across the AFL community.
  

Tennis Australia

Marsh arranges insurance for clubs, coaches, players and volunteers across the Tennis Australia community – both on and off the court.

AusCycling

As its appointed insurance broker, Marsh helps protect affiliated clubs, coaches, members and volunteers across the AusCycling community.

Cricket Australia

Marsh arranges insurance designed to save clubs time, effort and money – with enhanced cover specific to the Cricket Australia community.

Equestrian Australia

Marsh arranges insurance to protect members, coaches, clubs and officials across the Equestrian Australia community.
   

LCPA 23/084

This is a general overview of the policy. Please call us and ask for a copy of the insurer’s policy wording. We recommend you read the policy wording, so you have an understanding of the policy terms, conditions and exclusions before you decide whether this policy suits your needs.