Cover up to $20 million, for up to 10 employees.
Cover for damage or injury to third parties caused through your, or your business’s error or negligence.
Option for Queensland consumer warranty requirements
Certificate of currency emailed to you minutes after payment.
Cover up to $25,000 online. Please contact us for higher limits.
Australia-wide accidental damage full replacement cover for damaged or stolen gear.
Can include theft in ‘open air’ of tools on an incomplete site.
Broad cover - not limited to defined events such as just fire, or just theft.
Certain minimum qualifications apply.
Pays you a weekly benefit if you accidentally injure yourself, or become unwell.
Capital lump sum or weekly benefit for up to 104 weeks and up to 90% of income.
24/7 protection. You’re covered at work (reduced by workers compensation) and outside of work.
Can include business expenses.
Specific exclusions for any tradie insurance policy will vary depending on your policy. However, there are some general things that tradie insurance policies typically do not cover. These can include:
Why choose Marsh for your electricians’ insurance solution?
Some insurers will offer you only ‘defined events’ cover, which covers you for things you must specify, such as fire or collision damage. There’s also often an exclusion if your tools are stolen from a working site, unless they are locked away on that site.
Our insurance solutions can offer you full damage, full replacement Australia-wide cover, including water damage and theft in open air. So, if you leave your tools on a working site and they are stolen, you may be covered. It’s designed to cover expensive equipment, like your multi-meters, lasers and underground locators.
If you provide advice or design services to your clients, you may want to consider professional indemnity insurance.
Professional indemnity insurance can cover your business for allegations of negligence involving a breach of professional duty, typically excluded under public liability insurance.
The cost of your cover depends on a variety of factors: the amount and type of cover you need, the size of your business and type of work you do. The fastest way to find out how much it might cost is to get an online quote.
In most states and territories, public liability insurance is your ticket to access worksites. This is often dictated by the head contractors or builders. You may need public lability insurance to submit a tender, or to apply for government rebates.
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
LCPA 25/072
