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Electricians insurance

We can connect you with competitive insurance for electricians that helps protect your business.

What insurance should I consider as an electrician?

Accidents can shock even the most experienced electricians. If you damage a circuit and cause a fire, you could be liable for property damage and legal fees.

That’s why we strongly recommend public and product liability covers for electricians. (And some states legally require you to have public liability insurance before you can start working.)

Stay switched on and help protect your business with insurance arranged by Marsh.

What’s covered?

  • Public and product liability cover starting from $5 million up to $20 million

    Minimum conditions may apply.

  • Cover up to $250,000 for errors and omissions

    Minimum conditions may apply.

  • Excess options from $1,000 to $10,000

    Minimum conditions may apply.

  • Queensland consumer warranty wording included

    Minimum conditions may apply.

  • Cover for subcontractors included

    Minimum conditions may apply.

  • Cover available for high-risk premises: mining, airports, sub-stations, defence etc

    Minimum conditions may apply.

  • Other options: personal accident, tools and equipment, commercial motor vehicle

    Minimum conditions may apply.

Additional cover we can arrange

Products and services

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Learn more

Products and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Learn more

Products and services

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.


Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Competitively priced cover

We leverage our strong market relationships and source multiple quotes to help deliver you competitive insurance policies.

Certificate of currency

Need to provide proof of insurance? Purchase electricians insurance and your certificate of currency will be emailed straight to you.

Tailored to electricians

We’ll help keep you compliant and safe. Work with confidence and stay covered on projects higher than two storeys.

Frequently asked questions

You might consider several insurance solutions – including:

  • Public liability

  • Personal accident

  • Tools and equipment

  • Commercial motor vehicle.

Your insurance needs may differ depending on the type of activities you and your employees carry out.

Our Trades team can work with you to understand your risk exposure – and design a solution just for you.

In most states and territories, electricians need public liability insurance to get their electrician’s licence and to start work. Depending on the type of work you do, you’ll typically need a minimum cover level of $5 million.

Want to find out more? Our Trades team is here and happy to help.

When you compare different policies, price will understandably play a large role. However, it shouldn’t be the only factor you consider.

Why? Insurance providers often calculate a policy’s premium based on the risks they take on. By having more exclusions, they can reduce their risk – and offer a cheaper premium.

But as a consequence, you could be left with a policy that doesn’t deliver when your business needs it most.

To provide quality services, you need to prepare your tools and your job site before you start work. Similarly, you should also prepare your business for risks with the appropriate policy.

Be sure to review your product disclosure statement to check the cover meets your requirements.

Any questions? Our Trades team is here and happy to help.

It depends on how frequently your business changes.

Major changes – such as business growth, greater work complexity or expanded services – should always prompt an insurance review.

As a rule of thumb, we recommend you review your policy every year to ensure your business is covered for its current risk exposures.

If you're an existing customer, please reach out to our team. They can provide you with your:

  • Certificate of currency

  • Policy wording

  • Tax invoice.

A certificate of currency is proof that you hold a current insurance policy.

Simply purchase electricians insurance and your certificate of currency will be emailed straight to you.

Related insurance solutions

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Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Public liability cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Management liability

Help protect your business – and your team – against management and operational risks with management liability cover.

Professional indemnity

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Workplace personal injury

On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Commercial property cover

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

LCPA 23/154

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.