Why should you choose Marsh to arrange your insurance solutions?
You might consider several insurance solutions – including:
Public liability
Personal accident
Tools and equipment
Commercial motor vehicle.
Your insurance needs may differ depending on the type of activities you and your employees carry out.
Our Trades team can work with you to understand your risk exposure – and design a solution just for you.
In most states and territories, electricians need public liability insurance to get their electrician’s licence and to start work. Depending on the type of work you do, you’ll typically need a minimum cover level of $5 million.
Want to find out more? Our Trades team is here and happy to help.
When you compare different policies, price will understandably play a large role. However, it shouldn’t be the only factor you consider.
Why? Insurance providers often calculate a policy’s premium based on the risks they take on. By having more exclusions, they can reduce their risk – and offer a cheaper premium.
But as a consequence, you could be left with a policy that doesn’t deliver when your business needs it most.
To provide quality services, you need to prepare your tools and your job site before you start work. Similarly, you should also prepare your business for risks with the appropriate policy.
Be sure to review your product disclosure statement to check the cover meets your requirements.
Any questions? Our Trades team is here and happy to help.
It depends on how frequently your business changes.
Major changes – such as business growth, greater work complexity or expanded services – should always prompt an insurance review.
As a rule of thumb, we recommend you review your policy every year to ensure your business is covered for its current risk exposures.
If you're an existing customer, please reach out to our team. They can provide you with your:
Certificate of currency
Policy wording
Tax invoice.
A certificate of currency is proof that you hold a current insurance policy.
Simply purchase electricians insurance and your certificate of currency will be emailed straight to you.
Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.
Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.
With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.
Help protect your business – and your team – against management and operational risks with management liability cover.
Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.
Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.
Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.
A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.
On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.
Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.
Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.
LCPA 23/154
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
