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Cabinet maker insurance

Whether you’re a subcontractor or business owner, we can arrange cabinet maker insurance tailored to you.

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What cover should I consider for my cabinetry business?

Public liability and personal accident insurance are key covers for cabinet makers to consider. Together, they can help cover your business for third-party injury, property damage or loss as a result of your handiwork – and offer financial help if you accidentally injure yourself.

Of course, your effects need protection, too. Tools and equipment insurance can help cover the costs of repair or replacement when they’re out of commission.

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Key features and benefits

  • Choose from $5 million, $10 million or $20 million public liability cover limit 

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Business package

    Wide range of covers such as building, contents, stock, theft etc in a tailored package. Minimum conditions may apply.

  • Commercial motor

    Coverage options for your car, truck, trailer, excavator, mobile plant. Minimum conditions apply.

  • Personal accident

    Options include accident or accident and sickness cover of up to 80% of your insured weekly wage for a maximum of 24 months. Minimum conditions may apply.

  • Tools and equipment

    Covering accidental loss or damage of your tools you take out on the road with you. Minimum conditions may apply.

Additional cover we can arrange

Products and services

Professional indemnity cover

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

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Products and services

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

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Products and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Trades industry expertise

Marsh brokers are experts in your industry, and can arrange an insurance solution unique to trades risk exposures and needs.

Consistent and competitive

We use our industry expertise to help find the right cover at the right price – so you get the best deal possible every time.

Same-day certificates

We’ll send your certificate of currency straight to your email address after you successfully purchase public liability insurance through Marsh.

Frequently asked questions

All tradespeople – plumbers, carpenters, cabinet makers, electricians – work in inherently risky environments. As a cabinet maker, the tools you use can cause serious injury or damage if they’re mishandled. And even the most careful cabinet makers make mistakes.

Outside of the shop, a faulty screw or affixer could cause your handiwork to harm somebody (or damage their property) long after the process is complete.

And what if it’s you who is injured or harmed? If you’re unable to work, the right protection can help cover loss of income or medical bills while you recover.

Comprehensive coverage is a boon for any business – but it’s important to have cover that’s right for yours.

We recommend sole traders take out personal accident insurance in case they suffer a serious injury or death as the result of an accident.

Sole traders may be unable to take time off for injury, limiting their ability to maintain a stable income. Personal accident insurance covers loss of income and can provide financial cover for bills and other expenses.

Contractors with employees may need to consider arranging workers compensation insurance. This covers an employee's wages if they suffer a serious work-related injury or their compensation costs in the case of death.

We strongly recommend considering professional indemnity insurance if you provide advice or design services to your clients.

Professional indemnity insurance can cover your business for allegations of negligence involving a breach of professional duty. This is typically excluded under public liability insurance.

It depends.

If a subcontractor injures a third party or damages their property, they may be covered by their client’s public liability policy.

However, if a subcontractor is negligent and leaves their tools out, causing a third party to trip and injure themselves, then this claim may need to be made under the subcontractor’s policy.

As such, we strongly recommend subcontractors consider arranging their own public liability insurance to be appropriately covered.

Yes. We can arrange monthly instalments* provided you meet certain criteria. Please be aware this option is currently unavailable online.

To request monthly payments, please contact our Trades team.

We’ll send your certificate of currency straight to your email address after you successfully arrange cabinet maker insurance through Marsh.

If you’re an existing customer, please contact us to request your certificate of currency, policy wording or tax invoice.

Yes. If you provide the relevant information and satisfy the underwriter’s criteria, we can provide you with a quote over the phone.

Simply call us on 1300 300 511.

Forms and documents

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If you’re handy by trade, we can help you stay covered. Let us arrange handyman insurance that’s tailored to you.

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Construction insurance

Injury and property damage are just two prominent construction risks. Let us arrange insurance for those most relevant to you.

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Motor trade insurance

Help protect your business against financial loss if damage or an accident occurs. Let us arrange a motor trade policy tailored to you.

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Professional services cover

You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you.
  

Learn more

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

*Interest and additional fees may be applicable. Terms and conditions apply.

LCPA 23/154