Why should you choose Marsh to arrange your insurance solutions?
We understand that premiums play a big role in choosing the right policy. But there is more to consider.
Premiums are based on the amount of risk the provider takes on – so a lower premium often means more exclusions.
To avoid confusion, be sure to read your policy wording and product disclosure statement carefully.
In addition to public and product liability insurance, there are several additional cover options to consider as a professional painter. These include:
Personal accident
Tools and equipment
Business vehicle.
The insurance needs of a painter can vary, depending on the type of work they perform.
Marsh’s Trades team can help you to understand the nuts and bolts of the industry’s risks – and what cover you’ll need.
It depends on how frequently your business changes.
Major changes – such as business growth, greater work complexity or expanded services – should prompt an insurance review.
As a rule of thumb, we recommend you review your policy every year to ensure your business is covered for its current risk exposures.
A certificate of currency is proof that you hold a current insurance policy.
Please contact us once you have paid for your policy and we’ll email your certificate straight to you.
We can also provide you with policy wordings and tax invoices.
Yes. While there are a few exceptions, the main contractor’s public liability insurance will generally not cover a subcontractor in the event of a claim.
If you are subcontracting to a company and they claim you will be covered under their insurance, it’s best to get written confirmation.
Generally speaking, cover for overspray will depend on your public liability policy. It’s not that overspray is excluded – but the act of using spray guns is excluded under many policies.
It’s always best to let your broker know if you’ll be doing spraying work. They can ensure you have the appropriate cover in place.
Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.
Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.
Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.
A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.
Cover your cargo, bolster your business. Help maintain your forward momentum with insurance arranged by Marsh.
Help protect your business – and your team – against management and operational risks with management liability cover.
With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.
lastering can be risky – but mistakes don’t have to cost your business. We can arrange plasterer cover tailored to you.
If you’re handy by trade, we can help you stay covered. Let us arrange handyman insurance that’s tailored to you.
Our experienced trades team can arrange comprehensive cover at competitive rates – and get you a certificate of currency on the same day.
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
LCPA 23/154
