Skip to main content


Insurance for trucks and truck owners

Help protect your assets and keep your business moving with comprehensive truck insurance cover.

What insurance should I consider as a truck driver or owner?

Public liability insurance is often recommended for truck drivers and owners. You certainly might need it, but this cover may not adequately protect you, your drivers or damaged vehicles.

Packages we recommend often include:

  • Truck and vehicle insurance
  • Public liability insurance
  • Goods-in-transit insurance.

Our Transport team will help provide you with comprehensive protection – so you can stay focused on your business.

Key features and benefits

  • Comprehensive motor vehicle – own vehicle and third-party property and/or vehicle

    Certain minimum conditions may apply.

  • Public liability up to $20m – cover for negligence made against your company

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Goods-in-transit coverage

    For goods not owned by you whilst in transit. Certain minimum conditions may apply. 

  • Business interruption coverage

    Weekly benefit whist vehicle is off the road due to an accident. Certain minimum conditions may apply.

  • Australia-wide coverage

  • Other options: choice of repairer, substitute vehicle, more

    Depending on eligibility: agreed value and flat excess; no penalty for young drivers, repairer of your choice; substitute hire vehicle; excess-free windscreen claim; trailer-in-control.

Additional cover we can arrange

Products and services

Goods-in-transit insurance

Cover your cargo, bolster your business. Help maintain your forward momentum with insurance arranged by Marsh.

Learn More

Products and services

Public liability insurance

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Learn more

Products and services

Personal accident insurance

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Trucking expertise

Our brokers have been working with trucking businesses for 30+ years. We leverage these strong market relationships to source competitive quotes.

For all heavy vehicles

From concrete agitators to quarry trucks – no matter how large or small your fleet – we can help keep your vehicles protected.

Comprehensive cover

We leverage our market relationships to obtain multiple quotes, negotiate competitive insurance policies, and help protect your business.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Our team supports clients across the entire transport sector to provide risk and insurance advice that’s tailored to your unique risk profile.

Packages we recommend often include:

  • Truck and vehicle insurance

  • Public liability insurance

  • Carrier cargo (goods-in-transit) insurance.

A certificate of currency is proof that you hold a current insurance policy.

Simply purchase truck and heavy vehicle insurance and your certificate of currency will be emailed straight to you.

Insurers use a range of details to calculate your insurance premium. These include your:

  • Level of cover

  • Business turnover

  • Prior claims history.

Insurers may also factor in the number of claims they expect to receive in a year for a particular business type.

To arrange a quote, talk to us today. We’ll help you understand your business risks and arrange appropriate cover to meet your insurance needs.

Some businesses are required by their state authority to obtain public liability insurance before starting any work.

While it is not legally required for all companies, we recommend that sole traders, contractors and most Australian businesses consider obtaining public liability insurance.

Our Claims team will guide you through this process. When you need support, we can arrange everything for you – including liaising with your insurer.

Related insurance solutions

slected option

Business interruption cover

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving. 

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Personal accident insurance

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Public liability insurance

When schedules are tight and visibility is poor, courier liability cover can offer reassurance. Let us arrange a policy tailored to you.

Contract works insurance

A construction project can’t be rushed – but it can be derailed unexpectedly. Let our expert brokers arrange your contract works cover.

Taxi fleet insurance

A damaged taxi can put a dent in your business. Consider taxi fleet insurance arranged by Marsh – the industry experts.

Construction insurance

Injury and property damage are just two prominent construction risks. Let us arrange insurance for those most relevant to you.

Motor trade insurance

Help protect your business against financial loss if damage or an accident occurs. Let us arrange a motor trade policy tailored to you.

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers. 

LCPA 23/154 
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.