Skip to main content


Massage therapist insurance

Lay back, relax, and let us arrange massage therapist insurance that meets your specific needs.

What insurance do I need to consider as a massage therapist?

With the intimate nature of massage, it’s important to consider insurance for a variety of risks specific to your service. 

A client could be injured or make claims of professional misconduct. Depending on the circumstances, you may be liable for their follow-on medical or legal costs.

We recommend professional indemnity and public liability insurance as a baseline – but we arrange insurance for a variety of risks and needs.

What’s covered?

  • Up to $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Breach of duty

    Cover for claims from alleged breaches of fiduciary duty in the performance of healthcare services.

  • Defamation

    Cover for claims for defamation, libel and slander committed in the performance of healthcare services.

  • Telehealth

    Cover for claims arising from the performance of telehealth services.

  • Lost or damaged documents

    $500,000 sub limit for claims arising from loss or damage to third-party documents.

  • 7 years automatic run-off cover

    Subject to policy wording terms and conditions.

  • Public liability as a standard extension

    Help protect your business against third-party claims resulting from accidents or injuries that occur as a result of your business activities with public liability insurance.

Additional cover we can arrange

Product and services

Business insurance 

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Learn More

Product and services

Personal accident cover 

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.


Product and services

Business interruption

Damage to salon equipment or a cyberattack on your booking system can halt your business. The right cover can keep things moving. 


Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Servicing 700+ modalities

Marsh arranges insurance for more than 700 health and wellness modalities. We can help you stay covered for the specific risk needs of the sector – and of your business.

Industry knowledge

Our specialised broking team understands the unique risk exposures faced by the beauty industry. With more than 10 years of experience at your disposal, you’ll be sitting pretty with Marsh.

Diverse cover options

In the allied health and beauty sector, many clients need cover for multiple services. Marsh can tailor your insurance to suit your unique business and industry needs.

Frequently asked questions

Any time you add another service to your business, it’s best practice to update us. 

Then we can advise if your current coverage is correct or if it needs any adjustments.

We can issue a certificate of currency as soon as you’ve purchased your cover.

If you’re an existing customer, get in touch to request your certificate of currency, policy wording or tax invoice.

Even if you own a home health or beauty business, the risks are just as prevalent as if you worked from a salon. 

 Accidents can still happen in your own home, which could expose you to allegations of improper advice, professional negligence and more. 

 Consider whether professional indemnity insurance and public liability insurance can help protect your business.

While the risks can differ based on a variety of factors, some common examples are: 

  • Injuring a client 

  • Worsening a pre-existing injury 

  • Allegations of incorrect advice that causes harm

  • Unforeseen allergic reactions to products or treatments 

  • Allegations of misconduct.

Marsh can help arrange insurance to cover a variety of massage styles, such as: 

  • Sports massage 

  • Swedish massage

  • Remedial massage 

  • Myofascial release therapy 

  • Shiatsu massage 

  • Reflexology 

  • Thai massage 

  • Chinese massage. 

Masseuses are exposed to a variety of unique risks, including:

  • Injuring a client, or worsening a pre-existing injury through treatment

  • Allegations by clients of incorrect advice that causes harm

  • Unforeseen allergic reactions to products and/or treatments

  • Allegations of inappropriate misconduct.

Related insurance solutions

slected option

Business insurance 

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Commercial property insurance 

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

Retail insurance 

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers. 

Allied health insurance 

Arranging cover options for more than 700 allied health modalities, we’re here to support the vitality of your health service.

Event insurance

Let Marsh cater to your industry’s unique insurance needs – so you can keep your focus on the celebrations.

Beautician insurance

Like the perfect primer, the right cover can protect your business. Let Marsh arrange your insurance – while you get your beauty rest.

Makeup artist insurance

Practise your artistry – and wow your clients – with peace of mind. Let us arrange comprehensive cover tailored to your business.

LCPA 23/127

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.