Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369)(“MAI”) arranges the insurance and is not the insurer. This insurance is underwritten by Victor Insurance Pty Ltd ABN 11 146 607 838 (“Victor”) under an authority to bind cover on behalf of QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence No. 239545 (“QBE”). Victor is an Authorised Representative (no. 403803) of Marsh Pty Ltd ABN 86 004 651 512 AFS Licence No. 238983 (“Marsh”). Marsh, MAI and Victor are related businesses of Marsh McLennan Companies (MMC).This publication contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from MAI on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. MAI makes no assurances regarding the availability, cost, or terms of insurance coverage. Authorised dealerships of MAI receive a financial benefit when an insurance policy is arranged by MAI. The relevant Target Market Determinations (TMDs) are available on the insurer’s website.
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