Why should you choose Marsh to arrange your insurance solutions?
Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.
Cover your cargo, bolster your business. Help maintain your forward momentum with insurance arranged by Marsh.
Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.
There’s no quick fix for financial losses. Get coverage for accidents, errors or negligence with insurance arranged by Marsh.
Woodwork is your thing. Insurance is ours. Keep your business and your tools covered with insurance arranged by Marsh.
Damage, accidents and product recalls don’t have to halt your business. Let us arrange tailored cover to help keep things flowing.
Marsh can arrange insurance to fit your business's core needs, and get your certificate of currency within minutes.
Help protect your business against financial loss if damage or an accident occurs. Let us arrange a motor trade policy tailored to you.
Our experienced trades team can arrange comprehensive cover at competitive rates – and get you a certificate of currency on the same day.
To help cover your property from damage and theft risks, Marsh also arranges studio and gym insurance solutions.
Hospitality workers work hard. Take a load off – let us arrange a comprehensive policy tailored to your needs.
Business asset insurance can help provide financial protection for your business’s property – and not just your physical premises.
If your cash is stolen on the way to the bank, your window is broken overnight, or your machinery breaks down, this policy can cover the costs incurred. And that’s only at a glance.
We can help cover your contents – and the cost of repairing or replacing them. Get in touch with a Marsh representative if you’d like to learn more.
Typically, a business asset insurance package covers:
Material loss or damage
Glass
Theft
General property
Money
Machinery breakdown
Electronic equipment.
One important exclusion under the business asset insurance package is business interruption. This policy can cover the costs of repair and replacement of your physical assets, but not the ramifications or disruption to the business that come about if they are compromised.
This isn’t the only exclusion, however. For a full list, please speak to your Marsh advisor.
No. You will need to consider purchasing workers compensation cover separately.
Most likely. Your operating licence should state whether you need public and product liability insurance.
Your suppliers and any third parties you do business with may require you to provide evidence of this insurance as part of various processes.
Those processes might be lease agreements, tender processes for contracts, or even credit line negotiations.
We strongly recommend considering it.
Why? Imagine an insurable event happens to your business. A fire, storm, theft or burglary. Would you still be able to pay rent, utilities, staff wages and operating costs?
If not, business interruption insurance can help cover you. It provides protection for loss of income and increased operational costs caused by an insured event.
The cost of your business asset insurance depends on a few factors. These can include the:
Size of your business and/or turnover
Size of your workforce
Type of business activities you carry out
Assets you want to insure
Location you operate from.
Your insurer will also consider your fire and security protections, plus any claims history if you’ve had insurance before.
You can also obtain quotes that have a higher excess amount. This can provide some premium savings.
Discuss all these factors in-depth with your Marsh advisor.
LCPA 23/154
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
