Why should you choose Marsh to arrange your insurance solutions?
Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft and contents cover – and more.
Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.
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Arranging cover options for more than 700 allied health modalities, we’re here to support the vitality of your health service.
Let Marsh cater to your industry’s unique insurance needs – so you can keep your focus on the celebrations.
Hospitality workers work hard. Take a load off – let us arrange a comprehensive policy tailored to your needs.
You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you.
Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.
Our experienced trades team can arrange comprehensive cover at competitive rates – and get you a certificate of currency on the same day.
Business interruption insurance typically covers loss of income and increased operating costs due to an insured event, such as property loss or property damage.
Generally, this policy covers:
Loss of income
Ongoing expenses (like payroll, financing and other fixed costs)
Additional costs required to return to normal business operations
Revenue-earning operations and supply chain issues
Disruption caused by service providers (including power, telecommunications and water).
An indemnity period is the length of time a business interruption policy will pay for the interruption of your business. It should represent the maximum amount of time it will take to return business operations to normal after an insurable event.
The appropriate indemnity period for your business will depend on several factors. It’s wise to discuss this in-depth with your insurance advisor.
The amount you pay for business interruption insurance varies depending on the size, nature and location of your business. Different insurers may also have different pricing structures.
Also, it’s important to get your declared values right when obtaining a quote for business interruption insurance. This will ensure you only pay what you need to.
The amount you pay for business interruption insurance varies depending on the size, nature and location of your business. Different insurers may also have different pricing structures.
Also, it’s important to get your declared values right when obtaining a quote for business interruption insurance. This will ensure you only pay what you need to.
SME stands for small-to-medium enterprise. Sole traders and small-to-medium-sized companies all fall into this category.
For these businesses, even a short period of downtime can be devastating in the long term. That’s why we strongly recommend business interruption insurance for all SMEs.
Imagine an insurable event happens to your business. A fire, storm, theft, burglary. Would you still be able to pay rent, utilities, staff wages and operating costs?
If not, business interruption insurance can help cover you. It provides protection for loss of income and increased operational costs caused by an insured event.
LCPA 23/127
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
