Yes. If you have several policies with Marsh, you can easily combine all your premiums under one direct debit payment.
To find out how, just reach out to our team.
What is insurance premium funding?
Key benefits
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Why should you choose Marsh to arrange your insurance solutions?
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Frequently asked questions
Yes. We’ll happily arrange premium funding for all premiums over $200.
In this instance, you can choose either a 10-monthly or 12-monthly instalment plan.
If you’d like to, you can. But our online submission form is easy and intuitive.
To pay online, simply click on the link in your email invoice. Fill in your payment details, accept the terms and conditions, and submit.
No, you don’t. There is a rollover option on your initial submission that will let your monthly instalment options renew automatically.
You can also choose to opt out of this at any time. If you do, you’ll need to resubmit your application to keep your monthly instalments.
Even if you opt into the rollover option, we’ll still send you a yearly renewal pack. It contains all the details you need to understand your payments.
Good news! Once you’ve submitted an online request for premium finance, you’re approved for a certificate of currency almost instantly.
Request one by emailing your Marsh broker. They’ll provide it to you as soon as your premium finance arrangement is approved.
You’ll need to contact your Marsh broker first to cancel your policy. They’ll then determine if a pro rata return premium is applicable. A pro rata return premium is the amount left to pay after a policy is cancelled. It’s proportional to the time left on the policy.
If it is applicable, your broker will send the return premium to your premium funder. They’ll put the amount towards your remaining monthly instalments.
Your premium funder will refund any excess funds directly to your nominated bank account or credit card. If there’s a shortfall, they’ll contact you to collect the outstanding funds.
If you change banks or want to switch accounts, you can simply email us your new bank details.
You’ll need to contact our premium funder, Hunter, directly. Call them on 1300 486 837.
For policy enquiries, it’s best to speak with your Marsh broker.
Yes, as long as your current arrangement has three or more instalments left.
Yes. Once your premium has been approved, you will be sent a repayment schedule noting the breakdown of your monthly instalments, inclusive of interest.
LCPA 23/144
Marsh can provide factual information (for example, information about the cost or terms and conditions, or the process to sign up) about premium funding, but cannot provide financial advice about whether to sign up for premium funding. If you require financial advice about whether premium funding is a suitable product, you should talk to a licensed financial advice provider outside Marsh or the premium funder.
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
*Hunter Premium Funding terms and conditions apply.
**Options may be limited for smaller premiums.
***Consult your accountant to check if you are eligible.