AusCycling club insurance solutions

This insurance cover applies when members and other insured persons/entities are involved in activities that are sanctioned by AusCycling. These

activities include races, organised training (including individual training), meetings, fundraising activities, voluntary trail building and social rides and travel to and from these activities.

Generally, the following expenses are not covered under the personal accident policy:

• Doctor’s fees

• Anaesthetist’s fees

• Surgeon’s fees 

• X-rays

The medical benefits schedule (MBS) lists all treatments and associated rebates relating to Medicare.

You can access the MBS at any time by Medicare’s website. Items commonly used by sports participants that are Medicare listed can include general practitioners, surgeons and an anaesthetists.

a) Bicycles and associated equipment

b) Property (e.g. personal and club property)

Non-Medicare expenses which are incurred within 12 months of the bodily injury are able to be claimed. In cases where there is no Medicare component to the Ambulance expense, this expense incurred within the scope of cover is able to be reimbursed at 85% up to $7,500 per claim.