National Insurance Program

Accredited Coaches

Learn more about the insurance cover available for accredited swimming coaches through the Swimming Australia National Insurance Program.

Program Coverage

The National Insurance Program arranged by Marsh includes cover for Swimming Australia Accredited Coaches whilst coaching swimming activities within their scope of practice, as dictated by their level of accreditation during either; Swim club activities made up predominantly of Swimming Australia Members; or Coaching for a club affiliated with a Swimming Australia State or Territory Swimming Association.

Public & Product Liability Insurance

This insurance can help protects coaches against the financial risk of being found liable to a third party for death or injury, loss of or damage to property or ‘pure economic’ loss resulting from your club’s negligence.

Professional Indemnity Insurance

Can help protect a coach against allegations of incorrect advice, breach of professional duty or negligence from a third party.

Personal Injury Insurance

This insurance is designed to help offer some peace of mind to coaches by having protection costs related to an injury sustained whilst coaching.

National Insurance Program

What's Covered

Scope of Cover

This policy provides protection for Swimming Australia Accredited Coaches that are held liable for a negligent act that results in property damage or bodily injury anywhere in the world. 

Limit of Liability

The cover provided is up to a maximum of $20,000,000, with some limitations when working in USA and Canada (please refer to policy). 

Excess

There is an excess of $1,000 payable for each and every claim.

Scope of Cover

Provides indemnity to Swimming Australia Accredited Coaches arising out of any negligence, whether by act, error or omission by the Insured in connection with coaching activities.

Limit of Liability

The cover provided is up to a maximum of $10,000,000 and in the aggregate. 

Excess

There is an excess of $1,000 for each and every claim, with some limitations when working in USA and Canada (please refer to policy).

Scope of Cover

Swimming Australia Accredited Coaches are covered for injuries sustained whilst coaching. This policy covers coaches wherever they are working worldwide.

✔ Non-Medicare Medical Benefits

Reimbursement up to 100% of Non Medicare medical costs, up to a maximum of $5,000 per injury.  

Excess: Nil

Death & Permanent Injuries

 The maximum benefit payable is $150,000. 

Loss of Income

80% of your income up to a maximum of $600 per week whichever is the lesser. 

Excess: There is no benefit claimable for the first 7 days that you are away from work as a result of injury. 

Need to make a claim?

Sometimes accidents happen and we're here to help.

Depending on when the accident occurred and the policy you need to make a claim under, there are different procedures to follow. Head over to our claims page now to get started. 

Frequently Asked Questions

Generally the followig expenses are not covered under the personal injury policy:
  • Doctor’s Fees
  • Surgeon’s Fees
  • Anaesthetist Fees
  • X-rays
  • Public hospital costs
  • MRI Scans

You also cannot make claim if you:

  • Play against medical advice
  • Have a pre-existing injury
  • Are under the influence of alcohol or drugs
  • Are involved in a criminal act
  • Have a pre-existing illness or disease (i.e. cancer, heart condition)

Please be aware that the insurance arranged by Marsh on behalf of Swimming Australia does not necessarily cover all of the risks and exposures for an individual coach. Some additional insurance policies you may need to consider include:

  • Property (Fire and Perils, Burglary etc.)
  • General Property/Portable Equipment (used when coaching or in transit)
  • Motor Vehicle Insurance
  •  Workers Compensation

Please note that if you employ staff or coach activities outside your Swimming Australia Accredited Coach scope of practice as dictated by your level of accreditation, the policy may not provide cover. Staff and volunteers engaged by coaches must fulfil the State/Territory obligations relating to Working With Children Checks.

Please contact Marsh if you have any questions relating to this or would like advice on the insurance listed above. 

No – Insurance cover provided to coaches under the Swimming Australia insurance program is for approved affiliated club activities only.

Any coaching you do outside of the affiliated club environment may need additional insurance coverage, please refer to the relevant policy schedule and wording for more information.  Contact Marsh on 1300 130 373 or sport@marsh.com

Still have questions?

For general enquiries please contact us and one of our friendly team members will be in touch.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance (MAI) on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. 

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