National Club Risk Protection Program

Tennis Players

As the appointed insurance broker for Tennis Australia, Marsh has developed a National Insurance Program to protect affiliated members and volunteers across the Tennis Australia community.

 

We’ve got you covered on every minute of match day, every day of the year – on and off the court.

National Insurance Program

What's Covered

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

Tennis Australia and all State and Territory Associations. All registered and affiliated Associations and Clubs participating in sanctioned club events and activities.

 

Insurer

Sportscover Australia Pty Ltd

Public Liability

  •  $30,000,000 cover limit on any one occurrence
  • $1,000 excess

Products Liability

  • $30,000,000 cover limit any one occurrence and in the annual aggregate
  • $1,000 excess

Professional Indemnity

  • $10,000,000 limit any one claim and in the aggregate any one policy year
  • $1,000 excess

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

Tennis Australia and all State and Territory Associations including

all: members, affiliated regional, district, branch and club members, players, committee members, club directors, club officers, office bearers, Hot Shots participants, Cardio Tennis members, talent squads, teachers / coaches, instructors, trainers, masseurs, timekeepers, officers, technical officers, technical officials, all voluntary workers including co-opted volunteers, prospective members for up to four (4) weeks after initial approach guest players where applicable.

 

Insurer

Sportscover Australia Pty Ltd

Non-Medicare Medical Benefits

  • 80% reimbursement up to a maximum of $3,000
  • $50 excess

Capital Benefits (Death & Permanent Disablement)

  • $100,0000 maximum ($15,000 if under 16 years of age or over 70 years of age)

Loss of Income

  • 100% salary up to $500 per week
  • 26 week maximum benefit period
  • 14 day excess period

Personal Injury Overview

Accidents. We never see them coming. But you can be better prepared with the right Personal Injury insurance policy. Personal Injury insurance, also known as personal accident insurance, is designed to offer some peace of mind to members, participants and volunteers of an organisation by having protection for certain costs related to an injury sustained whilst involved in an Insured’s activity.

What's generally covered?

  • Physio
  • Chiro
  • Dental
  • Ambulance transport
  • Private hospital

What's generally NOT covered?

  • Doctor’s Fees
  • Surgeon’s Fees
  • Anaesthetist’s Fees
  • X-rays
  • Public hospital costs
  • MRI Scans

When does Personal Injury insurance apply?

  •  An official match or training session
  •  Travelling to and from an official club activity
  •  Participation in an official club function
  •  Tours or representative matches

Your claim may be affected if you

  • Play against medical advice
  • Have a pre-existing injury
  • Are under the influence of alcohol or drugs
  • Are involved in a criminal act
  • Have a pre-existing illness or disease (i.e. cancer, heart condition)

Need to make a claim?

Sometimes accidents happen and we're here to help.

Depending on when the accident occurred and the policy you need to make a claim under, there are different procedures to follow. Head over to our claims page now to get started. 

Frequently Asked Questions

Your registration with Tennis Australia provides you with automatic cover for Personal Accident and Public Liability.

No, you will be issued with a claim number shortly after the claim has been lodged. This claim number can then be used on any further documentation that needs to be submitted to Sportscover in order to support your claim.

No, insurers are unable to pay claims already covered under Medicare, including the Medicare gap in accordance with the Health Insurance Act (Cth) 1973.

A $50 excess is applicable for each and every non-Medicare medical treatment or emergency transport claim in accordance with the policy terms and conditions.

There is a fourteen day waiting period on all loss of income claims in accordance with the policy terms and conditions.

The policy provides cover for emergency ambulance transport only, up to $1,000 for any one event with a $50 excess.

Yes, the two policies will work together. You need to lodge a claim with your private health insurer first, then submit your claim via Sportscover. Costs that exceed your private health cover may be insured via the Tennis Australia policy. We suggest you contact Sportscover on 1300 134 956 for further details.

Subject to the policy limits and sub-limits you can make more than one claim during the policy period. It is important however, that you obtain a clearance from your treating physician prior to returning to playing tennis.

  • Doctor’s Fees
  • Surgeon’s Fees
  • Anaesthetist Fees
  • X-rays
  • Public hospital costs
  • MRI Scans

You can’t claim if you …

  • Play against medical advice
  • Have a pre-existing injury
  • Are under the influence of alcohol or drugs
  • Are involved in a criminal act
  • Have a pre-existing illness or disease (i.e. cancer, heart condition)

Still have questions?

For general enquiries please contact us at sport@marsh.com and one of our friendly team members will be in touch.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance (MAI) on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. 

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