Skip to main content

Business

Insurance for audio visual and lighting engineers

Keep your team and yourself covered with our audio visual or sound engineer insurance solutions.

Buy now
1300 655 931

Cover we can arrange

$205

30-Day Gig Cover

Our one-month gig cover is ideal for freelancers and those only needing cover for a handful of gigs

  • 30-day public liability cover for sound, lighting and stage-hand activities

  • $20 million public and products liability

  • $100,000 goods in care, custody and control

  • $500 excess for each and every occurrence

  • Australia and New Zealand cover

  • Turnover limited to $75,000 or under for 30-day period

Buy now

$505

12-Month Cover

Get 12 months of coverage for audio visual and lighting work. A great option for touring performances and ongoing gigs.

  • 12 months cover for sound, lighting and stage-hand activities

  • $20 million public and products liability

  • $1 million professional liability

  • $250,000 goods in care, custody and control

  • Worldwide (excluding USA/Canada) cover*

  • *Cover for USA/Canada can be added for an additional premium (maximum of 45 days for any one policy period)

  • Includes rigging to existing points (must be qualified and hold current licence)

  • $500 excess for each and every occurrence (public liability)

  • $500 excess for each and every claim (professional liability)

  • Turnover limited to $200,000 or under for annual period

Buy now

$505

Recording Studios Cover

A 12-month audio engineer insurance option designed to cover recording studio activities (including rehearsals) and equipment.

  • 12 months cover for recording studios

  • $20 million public and products liability

  • $1 million professional liability

  • $250,000 goods in care, custody and control

  • $500 excess for each and every occurrence (public liability)

  • $500 excess for each and every claim (professional liability)

  • Turnover limited to $200,000 or under for annual period

Buy now

Why choose lighting and sound engineer insurance with Marsh?

75+ years’ experience

Our decades of experience tailoring insurance solutions for audio visual and lighting technicians give us unmatched industry expertise.

Fast and comprehensive cover

Our simple, online audio visual insurance solutions get you covered in minutes – with a certificate of currency emailed to you instantly.

Trusted partners

We are the principal risk partner to a number of industry associations – including the Music Producer & Engineers’ Guild of Australia.

Why is insurance for audio visual and lighting engineers important?

Audio visual and lighting engineers are pillars of the entertainment industry. Whether you work on events, concerts, conferences or stage shows, insurance can help you in several ways.

For example, if someone gets hurt due to improper installation, public liability cover can help with the financial impact of a claim for an injury to a third-party or damage to their property.

The right policy – arranged by industry experts – can cover these risks and more.

What insurance should audio visual and lighting engineers consider?

Public liability

Public liability insurance helps protect you against claims made by a third party – like a performer or venue operator. It can help cover the costs for an injury to a third-party or damage to their property (including legal fees).

Professional liability

Lighting engineers can be liable for their lighting designs and recommendations if a poorly lit stage results in a performer injury. Professional liability can help cover potential legal costs and damages.

Business interruption

Sudden equipment failure, natural disasters and extreme weather can all bring your recording studio to a halt. Business interruption cover can help with expenses and lost income if the unexpected happens.

Frequently asked questions

A public liability policy can respond to claims for damage to third-party property, not your own. If you need to protect your sound and lighting gear, consider equipment insurance, which you can get in just a few minutes (up to $30,000 sum insured).

We offer three insurance products to cover a wide range of sound and lighting engineers.

Our 30-day Gig Cover and our 12-Month Cover can insure:

  •  Audio engineers
  • Audio technicians
  •  Sound engineers
  • Sound recordist
  • Sound technicians
  • PA system operators
  • Audio-visual operators
  • Lighting technicians
  • Stage hands.

Additionally, our 12-Month Cover can insure sound, lighting and staging businesses with liability coverage for rigging to existing points (must be qualified and hold current licence).

Our Recording Studio Cover only covers recording studios for sound and music recording activities (including rehearsals).

Can’t see your specialty listed? Get in touch with us to discuss your needs.

This depends on which level of cover you buy. 

Our 30-Day Gig Cover only provides cover for Australia and New Zealand. However, our 12-Month Cover option offers worldwide coverage (except for USA and Canada).

Not sure which level of cover you need? Speak to a Marsh broker to discuss your options before you buy online.

Your certificate of currency – also known as a certificate of insurance – expires on the same date as your gig or recording studio insurance policy. You’ll need to purchase a new policy, or accept a renewal offer once your existing cover expires.

If an incident occurs, contact the Marsh entertainment team as soon as you can. We want you to get the best possible outcome, so we will advocate for you throughout the entire claims process.

Claims can be stressful, but – as the world’s largest insurance broker – we strive to make the process straightforward.

Yes. You can contact Marsh at any time to add a new interested party to your certificate of currency. 

Larger staging companies would likely require cover for creating rigging points. We can help to tailor coverage for larger staging companies. Speak to a Marsh broker to discuss your options.

No. If your turnover is likely to exceed these amounts, speak to one of our team for a bespoke insurance solution that will reflect your needs. 

Other insurance to consider

Product and services

Personal accident cover

With personal accident cover your medical expenses are covered in the event of an on-the-job injury. 

Request a call back

Product and services

Commercial property insurance

Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.

Learn more

Product and services

Equipment

Audio visual and lighting can be expensive and delicate. Equipment cover can help protect your sound and lighting gear for theft, damage, and loss – letting you work without worry.

Buy now

LCPA 24/412

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer.

This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from MAI on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors.

The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.