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Transport insurance

Whatever you transport, our brokers can arrange transport insurance to keep you, your cargo and your vehicles covered.

What insurance should I consider as a transport operator?

When you’re spending considerable time on Australian roads – and driving heavy vehicles – you need the right cover for the job.

The most crucial covers for transport operators include:

  • Commercial vehicle

  • Public liability

  • Goods-in-transit

  • Business interruption.

A policy arranged by Marsh will include these as standard – but we can tailor your policy to your unique needs. We’ll strive to help cover you from every angle possible.

Key features and benefits

  • Comprehensive motor vehicle – own vehicle and third-party property and/or vehicle

    Certain minimum conditions may apply.

  • Public liability up to $20m – cover for negligence made against company

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Goods-in-transit coverage

    For goods not owned by you whilst in transit. Certain minimum conditions may apply.

  • Business interruption coverage

    Weekly benefit whist vehicle is off the road. Certain minimum conditions may apply.

  • Australia-wide coverage

  • Other options: choice of repairer, substitute vehicle, downtime, more

    Depending on eligibility: agreed value and flat excess; no penalty for young drivers, repairer of your choice; substitute hire vehicle; excess-free windscreen claim; downtime, trailer-in-control.

Additional cover we can arrange

Products and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Learn more

Products and services

Management liability cover

Help protect your business – and your team – against management and operational risks with management liability cover.

Learn More

Products and services

Personal accident cover

With personal accident cover you can be sure your medical expenses are covered in the event of an on-the-job injury.



Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Niche cover options

We pride ourselves on tailoring policies to the individual. If you need niche risk coverage – such as trailer-in-control or downtime cover – we can help arrange it.

Risk management plans

Our dedicated transport brokers are experts in your industry. We can offer you personalised risk management and insurance advice – and put a risk management plan in place.

Transport broking expertise

Our brokers have been working with trucking businesses for more than 30 years. We leverage our strong market relationships to source competitive quotes.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Our Transport team supports clients across the entire transport sector to provide risk and insurance advice that’s tailored to your unique risk profile.


They typically recommend:

  • Truck and fleet insurance

  • Public liability insurance

  • Goods-in-transit (carriers’ cargo) insurance

  • Trailer-in-control insurance 

  • Downtime insurance.

If you operate out of a depot or warehouse, you might also need business insurance. Speak to our Transport team for more information.

A certificate of currency is proof that you hold a current insurance policy.

Please contact us once you have paid for your policy and we will provide you with your certificate of currency.

The cost of your transport operator insurance will depend on several factors – including your business size, claims history, location and the number of vehicles insured.

Study your policy wording or product disclosure statement before arranging your cover to make sure it meets your unique risk requirements.

For advice specific to your business, you can request a call back to speak to a Marsh advisor.

Insurers use a range of details to calculate your insurance premium. These include your:

  • Level of cover

  • Business turnover

  • Prior claims history.

Insurers may also factor in the number of claims they expect to receive in a year for a particular business type.

To arrange a quote, talk to us today. We’ll help you understand your business risks and arrange appropriate cover to meet your insurance needs.

Some businesses are required by their state authority to obtain public liability insurance before completing any work.

While it is not legally required for all companies, we recommend that sole traders, contractors and most Australian businesses consider obtaining public liability insurance.

Our claims team will guide you through this process. When you need support, we’ll arrange everything for you, including liaising with your insurer.

Related insurance solutions

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Taxi fleet insurance

A damaged taxi can put a dent in your business. Consider taxi fleet insurance arranged by Marsh – the industry experts.

Courier insurance

The journey to your drop-off point should be as painless as possible. Take a load off your mind with cover arranged by Marsh.

Truck insurance

If trucks are integral to your operations, truck insurance is a wise investment. Let Marsh arrange the right cover for you.


Professional indemnity cover

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.

LCPA 23/154

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.