Generally the followig expenses are not covered under the personal injury policy:
- Doctor’s Fees
- Surgeon’s Fees
- Anaesthetist Fees
- X-rays
- Public hospital costs
- MRI Scans
You also cannot make claim if you:
- Play against medical advice
- Have a pre-existing injury
- Are under the influence of alcohol or drugs
- Are involved in a criminal act
- Have a pre-existing illness or disease (i.e. cancer, heart condition)