National Insurance Program

Touch Football Clubs

Learn more about the public liability, management liability & personal injury insurance available to Touch Football clubs through the National Insurance Program.

Program Coverage

Public Liability Insurance

This insurance helps protect your club against the financial risk of being found liable to a third party for death or injury, loss of or damage to property or ‘pure economic’ loss resulting from your club’s negligence.

Management Liability Insurance

This insurance helps cover a range of financial risks for your club’s directors and officers and can cover some of the costs associated with an employee stealing funds from the club.

Personal Injury Insurance

This insurance is designed to offer some peace of mind to members, participants, volunteers etc. of your club by helping cover  costs related to a personal injury sustained whilst involved in a touch football activity.

National Insurance Program

What's Covered

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

This insurance covers Touch Football Australia and their affiliated Associations, Clubs, members, coaches, referees, officials, voluntary workers, first aid persons and administration personnel. 

Insurer/s

Sportscover Australia

Public Liability

  • $20,000,000 any one occurrence
  • Nil excess

Product Liability

  • $20,000,000 any one occurrence and in the annual aggregate
  • Nil excess

Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions.

Who's Covered?

This insurance covers Touch Football Australia and their affiliated Associations, Clubs, members, coaches, referees, officials, voluntary workers, first aid persons and administration personnel.

 

Insurer/s

Sportscover Australia Pty Ltd

$5,000,000 limit

in the aggregate during the period of insurance

Nil excess

(except Employment Practices excess $10,000)

Who's Covered

This insurance covers Touch Football Australia and their affiliated Associations, Clubs, members, coaches, referees, officials, voluntary workers, first aid persons and administration personnel.

 

Insurer/s

Sportscover Australia Pty Ltd

Non-Medicare Medical Benefits

  • 80% reimbursement up to a maximum of $3,000
  • $200 Excess
  • 52 week benefit period

Capital Benefits (Death & Permanent Disablement)

  • $100,0000 maximum ($10,000 if under 18 years of age)

Loss of Income

Optional upgrades are available upon application and payment of applicable premium

Additional Cover Options

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Asset Protect Insurance

A business package insurance solution to help protect your clubs assets from fire, theft, damage and more.

  • done

    Damage for contents and/or building cover

    (e.g. fire or storm damage)

  • done

    Burglary / Theft

  • done

    Business interruption cover

    (e.g. loss of gross profits)

  • done

    Money cover

    (e.g. canteen takings stolen)

  • done

    General property cover

    (e.g. property in transit)

  • done

    Glass cover

    (e.g. broken window)

  • done

    Machinery breakdown cover

    (e.g. canteen fridge)

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Cyber Insurance

An insurance solution that can help your sporting club prevent, detect and respond to cyber risks.

This insurance can help protect your club from:

  • done

    Ransomware and extortion

  • done

    Unintended and accidental disclosure

  • done

    Loss of confidential data

Need to make a claim?

Sometimes accidents happen and we're here to help.

Depending on when the accident occurred and the policy you need to make a claim under, there are different procedures to follow. Head over to our claims page now to get started. 

Make a claim

Frequently Asked Questions

Generally the followig expenses are not covered under the personal injury policy:
  • Doctor’s Fees
  • Surgeon’s Fees
  • Anaesthetist Fees
  • X-rays
  • Public hospital costs
  • MRI Scans

You also cannot make claim if you:

  • Play against medical advice
  • Have a pre-existing injury
  • Are under the influence of alcohol or drugs
  • Are involved in a criminal act
  • Have a pre-existing illness or disease (i.e. cancer, heart condition)

In general, all touch football activities are covered. This includes matches, training, functions, meetings and the like (anywhere in Australia).

Yes, Club fundraising activities are automatically covered under the National Insurance Program. These automatic coverage inclusions would cover things such as Bunnings BBQ’s, Christmas parties or Come and Try days.

If however, your proposed activity involves any of the following please contact Marsh to ensure that cover can be confirmed with the insurer prior to the activity: 4WD rallies, jumping castles, water activities, aircraft, fireworks, livestock, rides of any kind, large crowds or events involving security personnel.

No, you will be issued with a claim number shortly after the claim has been lodged. This claim number can then be used on any further documentation that needs to be submitted to Sportscover in order to support your claim.

No, insurers are unable to pay claims already covered under Medicare, including the Medicare gap in accordance with the Health Insurance Act (Cth) 1973.

A $200 excess is applicable for each and every non-Medicare medical treatment or emergency transport claim in accordance with the policy terms and conditions.

Yes, the two policies will work together. You need to lodge a claim with your private health insurer first, then submit your claim via Sportscover. Costs that exceed your private health cover may be insured via the Touch Football Australia policy.

We suggest you contact Sportscover on 1300 134 956 for further details.

Subject to the policy limits and sub-limits you can make more than one claim during the policy period. It is important however, that you obtain a clearance from your treating physician prior to returning to training and/or competition.

Loss of Income is not a standard inclusion under the TFA Personal Accident policy though it can be purchased as an additional benefit, you can check with your club if this cover has been added.

There is a fourteen-day waiting period on any loss of income claims in accordance with the policy terms and conditions.

Negligence is doing something without a reasonable amount of care, or failing to do something which might reasonably have been done to prevent the incident.

Management Liability insurance is ONLY available to incorporated entities. If your club is not incorporated, individual committee members may run the risk of exposing their home, car and financial assets.

Still have questions?

For general enquiries please contact the team at sport@marsh.com and one of our friendly team members will be in touch.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance (MAI) on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.  

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