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Golf Australia

Green Fee Scheme

Designed from the ground up by the leaders in sport risk, access bespoke insurance for your club and boost member benefits with Player Insurance.

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Key Coverage

In conjunction with Golf Australia, Marsh have designed a solution allowing Clubs to purchase stand-alone cover for guest and green fee paying players.

Public Liability Insurance

Can help cover clubs if a third party claims they have suffered a serious injury or their property has been damaged due to the clubs alleged negligent activities.

Professional Indemnity Insurance

Loss incurred as a result of any claim for civil liability first made against the insured and notified to us during the period of insurance or the extended reporting period (if applicable), arising from the insured’s provision of the professional services.

Green Fee Scheme

What's Included
selected option

Who's Covered?

This cover is designed to protect golfers for who are not affiliated with Golf Australia and don’t have access to the Golf Australia Personal Liability Insurance policy for their legal liability to others while playing or practising within Club grounds.

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Public & Advertising Liability cover

  • $20,000,000 Public & Advertising Liability limit any one occurrence
  • Nil excess each and every occurrence     

Products Liability Cover

  • $20,000,000 Products Liability limit any one occurrence and in the aggregate for all occurrences during the period of insurance
  • Nil Excess each and every occurrence

Professional Indemnity cover

  • $5,000,000 Professional Indemnity limit any one claim and in the aggregate any one Period of Insurance, any one Insured Person
  • Nil Excess any one claim and in the aggregate

Need to make a claim?

Sometimes accidents happen and we're here to help.

Depending on when the accident occurred and the policy you need to make a claim under, there are different procedures to follow. Head over to our claims page now to get started.

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Frequently Asked Questions

This cover is designed to help protect golfers for who are not affiliated with Golf Australia and don’t have access to the Golf Australia Personal Liability Insurance policy for their legal liability to others while playing or practising within club grounds. In the event of a claim involving a guest, should the guest not have adequate cover, it is possible the club could be held partially responsible for damages.

In conjunction with Golf Australia, Marsh have designed a solution allowing clubs to purchase stand-alone cover for guest/green fee paying players.

Should a player personally injure a third party or cause property damage whilst playing golf (including using a golf cart), they may be liable to pay compensation for damages. In this event, if deemed negligent, the policy would respond.

If the guest or green fee paying player is a member of an affiliated golf club and has a Golf Australia handicap, on the basis they are financial at the club they are a member, they will already be covered through Golf Australia’s Personal Liability policy.

Remember voluntary workers are not employees.

The cost of the cover is $1.00 per round/per player.

Yes, we can organise monthly instalments* provided you meet certain criteria. To request monthly payments please contact us on 1300 130 373 or click here to fill out our contact form.

*Interest and additional fees may be applicable.

Forms and Documents

Golf Personal Liability Claim Form

Green Fee Combined Liability Policy Wording (Post 01/07/2022)

Green Fee Golf Scheme Monthly Declaration

Green Fee Personal Liability Policy Wording (21/07/2021-01/07/2022)

Green Fee Personal Liability Policy Wording (Pre 21/07/2021)

Still have questions?

For general enquiries please contact us and one of our friendly team members will be in touch.

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Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. 

This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. Any modelling, analytics, or projections are subject to inherent uncertainty, and the Marsh Analysis could be materially affected if any underlying assumptions, conditions, information, or factors are inaccurate or incomplete or should change. This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein.

The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

LCPA 21/409