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Recreational Gymnastics Insurance Program

As the appointed insurance broker for Recreational Gymnastics Australia, Marsh has developed a National Risk Protection Program (NRPP) to protect affiliated clubs and registered members across the Recreational Gymnastics Australia community. 

We’ve got you covered on every minute of training, every day of the year – on and off the floor.

Public Liability Insurance

This insurance can help protect your club against the financial risk of being found liable to a third party for death or injury, loss of or damage to property or ‘pure economic’ loss resulting from your club’s negligence.

Management Liability Insurance

This insurance helps cover a range of financial risks for your club’s directors and officers and can cover some of the costs associated with an employee stealing funds from the club.

Personal Injury Insurance

This insurance is designed to help offer some peace of mind to members, participants, volunteers etc. of your club by having protection costs related to an injury sustained whilst involved in a gymnastic club activity.

National Insurance Program

What's Covered
selected option

Public Liability Insurance

Recreational Gymnastics Australia and all State and Territory Associations. All registered and affiliated Associations and Clubs participating in sanctioned club events and activities.

* This cover is underwritten by Sportscover Australia Pty Ltd. Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions. Available in the helpful documents section below.

$20,000,000 Public Liability limit

on any one occurrence

$20,000,000 Products Liability limit

any one occurrence and in the annual aggregate

$10,000,000 Professional Indemnity limit

any one claim and in the aggregate any one policy year

$1,000 Excess each and every occurrence

Management Liability Insurance

Recreational Gymnastics Australia and all state and territory associations, all registered and affiliated clubs.

* This cover is underwritten by Sportscover Australia Pty Ltd. Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions. Available in the helpful documents section below.

$10,000,000 limit

any one claim and in the aggregate

Fraud or theft by an employee

Breaches in employment practices

Tax Audit

Unfair or wrongful dismissal

Deductible

Standard Excess: $25,000

Crime/Fidelity: $10,000

Employment Practices: $10,000

Harassment or discrimination

Personal Injury Insurance

Clubs and members of Recreational Gymnastics Australia.

* This cover is underwritten by Sportscover Australia Pty Ltd. Please refer to the appropriate policy wording to find out detailed policy terms, benefits, conditions and exclusions. Available in the helpful documents section below.

Non-Medicare Medical Benefits

  • 75% reimbursement
  • $5,000 maximum per claim
  • $50 excess

Capital Benefits (Death & Permanent Disablement)

  • Insured person $100,000
  • Insured person – death under 18 years – $20,000
  • Insured person age 65-85 – $20,000
  • Insured person – quadriplegia/paraplegia – $250,000 

Physiotherapy Benefits

1-5 visits 95% reimbursement

6-10 visits 80% reimbursement

All subsequent visits 75% reimbursement             

($5,000 maximum  per claim)

Loss of Income

  • 75% of salary up to $300 per week
  • 14 day excess
  • 52 week benefit period

$50 excess per claim

Frequently Asked Questions

No, you will be issued with a claim number shortly after the claim has been lodged. This claim number can then be used on any further documentation that needs to be submitted to Sportscover in order to support your claim.

No, insurers are unable to pay claims already covered under Medicare, including the Medicare gap in accordance with the Health Insurance Act (Cth) 1973.

A $50 excess is applicable for each and every non-Medicare medical treatment or emergency transport claim in accordance with the policy terms and conditions.

There is a fourteen day waiting period on all loss of income claims in accordance with the policy terms and conditions.

The policy provides cover for emergency ambulance transport only, up to $1,000 for any one event with a $50 excess.

Yes, the two policies will work together. You need to lodge a claim with your private health insurer first, then submit your claim via Sportscover. Costs that exceed your private health cover may be insured via the Recreational Gymnastics Australia policy. We suggest you contact Sportscover on 1300 134 956 for further details.

Subject to the policy limits and sub-limits you can make more than one claim during the policy period. It is important however, that you obtain a clearance from your treating physician prior to returning to gymnastics.

No, your club premises and its contents are not covered under the Recreational Gymnastics Australia policy for any material damage or theft. If you would like a quotation for this type of insurance, please complete the Asset Protect application form.

Yes, if you elect to add a Business Package, we highly recommend you keep an up to date inventory of all your equipment. This could include invoices, photos etc.

The insurance policies run from 7th February each year to 7th February the following year.  If you join mid-term, your program will still renew each year on 7th February in conjunction with your RGA membership.

Yes we can, providing each party required to be added has a genuine interest in the policy.  

Forms & Documents

Still have questions?

For general enquiries, please click on the button below and one of our friendly team members will be in touch.

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LCPA 23/002

Belgravia Insurance Pty Ltd and Victoria Gillespie are Authorised Representatives of Marsh Advantage Insurance Pty Ltd.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer.

This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from MAI on request. MAI makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. MAI makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors.

The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). MAI, JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.

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