SLSA Clubs

Yes, but only for the club’s share of any liability. The operator needs to make sure that they have their own insurance to cover their operations and their equipment (e.g. a restauranteur will need their own liability and business property insurance if they are leasing space from the club). It is important that you ensure that you have the right, under your occupancy, to sub-let any club space before you consider any agreement.

Events where members of the public are able to participate, such as ocean swims, are subject to review and approval under the your state's Special Events Process. If approved by your state, then the club will be covered under public liability for the event (a premium may be payable depending on the type and size of the event). In order to have a Special Event considered and approved, contact surflifesaving@marsh.com. 

It is important to note that non-members participate in any event at their own risk. There is no cover under the SLSA National Insurance Program for non-members.

In order to deliver the best value to members, Marsh arranges some “Group” policies that cover all SLS entities across the country. Costs for these policies will be invoiced by your state. Marsh also offers a number of “Customised” policies tailored to individual club needs (including property, motor vehicle, marine hull and transit insurance). If your club purchases these covers, the invoice and other policy information will be sent to the club directly by Marsh.

Marsh have more than 20 years’ experience as the insurance broker for the SLS Movement. Over this time they have customised a number of insurance policies tailored to reflect the unique exposures of surf lifesaving clubs. If you are uncertain about what insurance your club may require, we recommend you call the Marsh team on 1300 130 373.

If you receive any notice of claim, or become aware of any incident that may give rise to a claim against your club, please contact Marsh at surlifesaving@marsh.com to discuss the most appropriate response. You should never try to settle a claim with a third party without first discussing with Marsh or your state.

Marsh will provide an annual declaration, where you must provide some information about your club so that we can ensure that the group policies we place remain appropriate for all clubs, including yours. If, during the year, something substantial changes at your club that could have an impact on insurance, we strongly encourage that you call the team at Marsh to discuss the changes, and ensure that there is no impact on the cover provided to your club.

If your club purchases motor vehicle insurance through Marsh, there is no age requirement to drive a club vehicle (they do need the relevant licence though).

If an accident occurs, and the driver is under 25,

an additional excess may apply to any claim.

Generally speaking, COVID related risks are not covered under the insurance policies in place. As the pandemic continues, insurers are constantly reconsidering their policy position on COVID, and any changes to cover will be communicated to all clubs under the program.